American Coastal Insurance (ACIC)
Writes commercial residential property coverage through AmRisc and Skyway in Florida.
$9.21
After-hours close−0.00 (−0.05%)
At close$9.22(+0.27%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 53 | 58 | 67 | 69 | 82 | 79 | 72 | 86 | 90 | 86 | 71 | 82 |
| Cost of revenue | 23 | 27 | 24 | 30 | 33 | 56 | 35 | 40 | 36 | 10 | 10 | 43 |
| Gross profit | 29 | 31 | 43 | 39 | 49 | 23 | 37 | 46 | 54 | 76 | 61 | 40 |
| 11 | 12 | 12 | 14 | 13 | 14 | 11 | 9 | 12 | 40 | 35 | 11 | |
| 6 | 8 | 7 | 9 | 8 | 10 | 6 | 5 | 8 | 0 | 0 | 8 | |
| General & administrative | 6 | 8 | 7 | 9 | 8 | 10 | 6 | 5 | 8 | 0 | 0 | 8 |
| Other expenses | 5 | 4 | 4 | 5 | 5 | 4 | 4 | 4 | 4 | 40 | 35 | 3 |
| Operating income | 18 | 20 | 31 | 25 | 37 | 9 | 26 | 38 | 42 | 37 | 26 | 28 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest expense | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 2 | 2 |
| Other non-operating income | −3 | −3 | −3 | −3 | −3 | −3 | −3 | −3 | −3 | −3 | −2 | −2 |
| Income before tax | 18 | 20 | 31 | 25 | 37 | 9 | 26 | 38 | 42 | 37 | 26 | 28 |
| Income tax expense | 3 | 2 | 8 | 6 | 9 | 3 | 6 | 10 | 10 | 10 | 6 | 7 |
| Net income from continuing operations | 15 | 17 | 24 | 19 | 28 | 6 | 20 | 28 | 32 | 27 | 19 | 22 |
| Discontinued operations | −4 | −3 | 0 | 0 | 0 | −1 | 2 | −2 | 0 | 0 | 0 | 0 |
| Net income | 11 | 14 | 24 | 19 | 28 | 5 | 21 | 26 | 32 | 27 | 19 | 22 |
| EPS, basic | $0.24 | $0.32 | $0.50 | $0.40 | $0.59 | $0.10 | $0.43 | $0.55 | $0.67 | $0.55 | $0.40 | $0.46 |
| EPS, diluted | $0.24 | $0.31 | $0.48 | $0.39 | $0.57 | $0.10 | $0.43 | $0.53 | $0.65 | $0.53 | $0.39 | $0.44 |
| Weighted average shares, basic | 43 | 45 | 47 | 48 | 48 | 48 | 50 | 48 | 49 | 49 | 49 | 48 |
| Weighted average shares, diluted | 44 | 46 | 49 | 49 | 50 | 49 | 50 | 50 | 50 | 50 | 50 | 49 |
| EBITDA | 23 | 27 | 36 | 30 | 42 | 14 | 31 | 42 | 47 | 46 | 29 | 31 |
| Depreciation & amortization | 2 | 4 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 7 | 1 | 1 |
| EBIT | 21 | 22 | 34 | 28 | 40 | 12 | 29 | 40 | 45 | 39 | 28 | 31 |