Enact (ACT)
Insurer of low-down-payment U.S. home loans and provider of mortgage underwriting services.
$47.61
After hours−0.01 (−0.02%)
At close$47.62(−0.89%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 299 | 296 | 292 | 299 | 310 | 302 | 307 | 305 | 311 | 312 | 312 | 317 |
| Cost of revenue | 73 | 83 | 73 | 39 | 68 | 82 | 83 | 78 | 89 | 18 | 37 | 33 |
| Gross profit | 226 | 213 | 219 | 259 | 242 | 220 | 224 | 227 | 223 | 294 | 275 | 284 |
| 13 | 13 | 13 | 25 | 12 | 12 | 12 | 12 | 13 | 71 | 62 | 64 | |
| Other expenses | 13 | 13 | 13 | 25 | 12 | 12 | 12 | 12 | 13 | 71 | 62 | 64 |
| Operating income | 213 | 200 | 206 | 235 | 229 | 208 | 211 | 215 | 210 | 223 | 213 | 220 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest expense | 13 | 13 | 13 | 14 | 12 | 12 | 12 | 12 | 13 | 12 | 12 | 12 |
| Other non-operating income | −13 | −13 | −13 | −14 | −12 | −12 | −12 | −12 | −13 | −12 | −12 | −12 |
| Income before tax | 213 | 200 | 206 | 235 | 229 | 208 | 211 | 215 | 210 | 223 | 213 | 220 |
| Income tax expense | 49 | 42 | 45 | 51 | 49 | 45 | 46 | 47 | 46 | 46 | 46 | 45 |
| Net income from continuing operations | 164 | 157 | 161 | 184 | 181 | 163 | 166 | 168 | 163 | 177 | 168 | 175 |
| Net income | 164 | 157 | 161 | 184 | 181 | 163 | 166 | 168 | 163 | 177 | 168 | 175 |
| EPS, basic | $1.03 | $0.99 | $1.01 | $1.17 | $1.16 | $1.06 | $1.09 | $1.12 | $1.11 | $1.23 | $1.18 | $1.25 |
| EPS, diluted | $1.02 | $0.98 | $1.01 | $1.16 | $1.15 | $1.05 | $1.08 | $1.11 | $1.10 | $1.22 | $1.18 | $1.25 |
| Weighted average shares, basic | 160 | 160 | 159 | 157 | 156 | 154 | 152 | 150 | 147 | 144 | 142 | 140 |
| Weighted average shares, diluted | 161 | 161 | 160 | 159 | 157 | 155 | 153 | 151 | 148 | 145 | 143 | 140 |
| EBITDA | 226 | 213 | 222 | 251 | 242 | 220 | 224 | 227 | 223 | 236 | 226 | 232 |
| Depreciation & amortization | 0 | 0 | 3 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 226 | 213 | 219 | 248 | 242 | 220 | 224 | 227 | 223 | 236 | 226 | 232 |
