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AIFC · NASDAQ · Software - Infrastructure

AI Financial (AIFC)

Business-to-business digital-asset payment, trading, settlement, and card infrastructure.

$0.5459
vs last close+0.04 (+7.04%)
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AI Financial CorporationAIFC
Information Technology

Sells business-to-business digital-asset payment, OTC trading, settlement, and card infrastructure through ALT5 Pay, ALT5 Prime, and StradaCarte. It earns setup, maintenance, transaction, and spread revenue, while its balance sheet and governance are closely tied to a large WLFI token treasury.

Operates ALT5 Pay, a merchant gateway that accepts digital assets and can convert receipts into fiat currencies, alongside ALT5 Prime, an electronic OTC platform for institutional digital-asset trading and settlement. StradaCarte adds physical and virtual card programs that connect digital balances to Visa and Mastercard acceptance.

Serves banks, broker-dealers, funds, trading firms, payment processors, and merchants through a business-to-business platform used across multiple countries. Revenue comes from setup and maintenance fees, transaction commissions, and bid/ask spreads; white-label integration, API and FIX connectivity, and fiat settlement support its institutional focus.

Builds KYC, know-your-transaction, and anti-money-laundering practices into product development. Operations depend on evolving digital-asset rules, banking and payment-processing relationships, card-network rules, liquidity and service providers, and custody and private-key security.

Company facts

CEOTony Isaac
ListedApr 29, 2026
ExchangeNASDAQ
HeadquartersLas Vegas, NV
CountryUnited States
Employees16
CIK0000862861
ISINUS47089W1045

Market cap$71.3M
EPS (ttm)−$2.55
P/E (ttm)−0.2000
ROE-78.1%
P/B0.1061
P/S3.55
Dividend yieldDiv yield
Beta1.92vs XLK 0.22

No analyst consensus on record.

Next report
Nov 10, 26
in 48 days
EPS estimate
−$0.16
Revenue estimate
$15.8M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Mar '25May '25Jan '26Aug '26Nov '26
Reported−$0.18$0.42Pending
Estimate−$0.36−$0.15−$0.16
Surprise+380.0%

RevenueReportedEstimate

Mar '25May '25Jan '26Aug '26Nov '26
Reported$5.4M$5.5M$7.6M$2.4MPending
Estimate$10.0M$15.5M$15.8M
Surprise−24.1%−84.4%
Estimate−$0.16
ReportedDue Nov 10, 2026
Estimate$15.8M
ReportedDue Nov 10, 2026
View details

Debt to equity4.30%
Current ratio60.00%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$4.9M$4.8M$4.8M$6.4M$7.6M$5.4M$4.7M$2.4M
Net income−$822.0K−$5.2M−$2.4M−$9.1M$49.0M−$381.5M−$271.5M−$229.6M
Net margin0.0%0.0%0.0%0.0%646.4%0.0%0.0%0.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income−$732.0K−$2.6M−$1.9M−$2.1M−$16.5M−$2.6M−$2.7M−$708.0K
YoY growthLoss narrowedLoss widenedLoss narrowedLoss widenedLoss narrowedLoss widenedLoss narrowed

Balance sheet, Jun 27, 2026Cash & short-term investments $5.9M · Total debt $28.6M · Total assets $724.1M · Shareholders' equity $672.3M

Revenue
$2.4M
Operating income
−$708.0K
Net income
−$229.6M
View details

No dividends on record.

No ownership filings on record for this listing.

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