Ally Financial (ALLY)
Combines branchless digital banking with dealer-centered auto finance, insurance, and corporate lending.
$38.72
vs last close−0.35 (−0.91%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,022 | 4,198 | 4,120 | 4,031 | 4,179 | 4,039 | 3,430 | 3,876 | 3,948 | 3,941 | 3,887 | 4,065 |
| Cost of revenue | 2,358 | 2,495 | 2,429 | 2,323 | 2,530 | 2,356 | 1,866 | 1,977 | 1,993 | 2,049 | 1,984 | 1,942 |
| Gross profit | 1,664 | 1,703 | 1,691 | 1,708 | 1,649 | 1,683 | 1,564 | 1,899 | 1,955 | 1,892 | 1,903 | 2,123 |
| 1,436 | 1,639 | 1,508 | 1,451 | 1,416 | 1,508 | 1,848 | 1,463 | 1,442 | 1,506 | 1,503 | 1,586 | |
| 804 | 784 | 865 | 863 | 803 | 787 | 888 | 853 | 811 | 514 | 491 | 458 | |
| Selling & marketing | 74 | 77 | 73 | 79 | 69 | 64 | 61 | 65 | 65 | 191 | 0 | 0 |
| General & administrative | 730 | 707 | 792 | 784 | 734 | 723 | 827 | 788 | 746 | 323 | 491 | 458 |
| Other expenses | 632 | 855 | 643 | 588 | 613 | 721 | 960 | 610 | 631 | 992 | 1,012 | 1,128 |
| Operating income | 228 | 64 | 183 | 257 | 233 | 175 | −284 | 436 | 513 | 386 | 400 | 537 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 3,595 | 3,623 | 3,582 | 3,538 | 3,574 | 3,528 | 3,393 | 3,325 | 3,387 | 3,416 | 3,374 | 3,465 |
| Interest expense | 1,850 | 1,908 | 1,922 | 1,866 | 1,885 | 1,799 | 1,675 | 1,593 | 1,578 | 1,562 | 1,517 | 1,512 |
| Income before tax | 228 | 64 | 183 | 257 | 233 | 175 | −284 | 436 | 513 | 386 | 400 | 537 |
| Income tax expense | −68 | −13 | 40 | −37 | −124 | 66 | −59 | 84 | 115 | 59 | 81 | 127 |
| Net income from continuing operations | 296 | 77 | 143 | 294 | 357 | 109 | −225 | 352 | 398 | 327 | 319 | 410 |
| Discontinued operations | 0 | −1 | 0 | 0 | 0 | −1 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 296 | 76 | 143 | 294 | 357 | 108 | −225 | 352 | 398 | 327 | 319 | 410 |
| EPS, basic | $0.88 | $0.16 | $0.38 | $0.87 | $1.07 | $0.26 | −$0.82 | $1.05 | $1.19 | $0.97 | $0.94 | $1.19 |
| EPS, diluted | $0.88 | $0.16 | $0.37 | $0.86 | $1.06 | $0.26 | −$0.82 | $1.04 | $1.18 | $0.95 | $0.93 | $1.18 |
| Weighted average shares, basic | 304 | 305 | 306 | 307 | 307 | 308 | 309 | 310 | 310 | 311 | 311 | 308 |
| Weighted average shares, diluted | 306 | 307 | 308 | 310 | 311 | 311 | 309 | 312 | 314 | 314 | 313 | 311 |
| EBITDA | 538 | 388 | 493 | 563 | 547 | 444 | 77 | 652 | 851 | 868 | 778 | 537 |
| Depreciation & amortization | 310 | 324 | 310 | 306 | 314 | 269 | 361 | 216 | 338 | 482 | 378 | 0 |
| EBIT | 228 | 64 | 183 | 257 | 233 | 175 | −284 | 436 | 513 | 386 | 400 | 537 |