Banc of California (BANC)
Serves businesses with relationship banking, specialty finance, treasury management, and integrated payments.
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Provides loans, deposits, treasury management, and payment services to small, middle-market, and venture-backed businesses through regional and specialty banking teams. Most branches are in California, while niche platforms such as SmartStreet and payments serve clients nationwide.
Provides commercial banking through Commercial & Community Banking, Specialty Banking, Deposit and Transaction Services, and Payment Solutions. Core offerings span loans, deposits, treasury management, foreign exchange, merchant acquiring, and card issuing for small, middle-market, and venture-backed businesses.
Combines relationship teams and branches concentrated in California with regional offices and specialized platforms serving clients nationwide. Specialty Banking covers venture banking, lender finance, SBA lending, asset-based lending, equipment finance, mortgage warehouse lending, media and entertainment, and HOA services through SmartStreet.
Most physical locations remain in California, with branches in Denver and Durham and regional offices elsewhere in the United States. Earnings depend on interest spreads, deposit funding, borrower credit performance, and a loan portfolio weighted toward real estate; operations are supervised by the Federal Reserve and California regulators.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 15, 2026 | Barclays | Target | Target: $18 | Target: $10 |
| Sep 14, 2026 | UBS | Initiate | Rating: —Target: — | Target: $20 |
| Oct 27, 2025 | Citigroup | Upgrade | ||
| Oct 7, 2025 | Raymond James | Target | Target: $16 | Target: $20 |
| Oct 1, 2025 | JP Morgan | Upgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $7.30B · Total debt $3.03B · Total assets $34.81B · Shareholders' equity $3.19B
- Revenue
- $414.6M
- Operating income
- −$335.2M
- Net income
- −$240.2M
HistoryDividendAnnual yield
| Institutions | ≈ 101.64% | 156.25M shares | |
|---|---|---|---|
| 326 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 0.91% | 1.41M shares | |
| 19 holders · as of Sep 11, 2026 | |||
| Adds to | 102.55% | ||
153.72M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 102.55%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.72% | 22.63M | as of Jun 30, 2026 |
T. Rowe Price Investment Management, Inc.Institution | 8.46% | 13.00M | as of Jun 30, 2026 |
State Street CorpInstitution | 6.24% | 9.59M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 4.48% | 6.89M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 4.19% | 6.43M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 10, 2026 | Ido Dotan | officer: GENERAL COUNSEL, CORP SECRTY | −10,541 | $18.30 |
| Aug 4, 2026 | Olivia I. Lindsay | officer: CHIEF RISK OFFICER | −6,000 | $19.51 |
| May 26, 2026 | Bryan M. Corsini | officer: CHIEF CREDIT OFFICER | −14,988 | $19.06 |
| Apr 29, 2026 | Bryan M. Corsini | officer: CHIEF CREDIT OFFICER | −10,399 | $18.52 |
| Feb 13, 2026 | Warburg Pincus LLC | director | −4,250,000 | $20.10 |
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- Cathay General Bancorp
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Banc of California | $18.21 | −0.44% | $2.81B | — | 9.6 | 1.6 | +4.7% |
| East West Bancorp | $126.10 | −1.31% | $17.50B | 12.3 | 11.6 | 3.7 | +12.5% |
| Western Alliance | $77.87 | −0.99% | $8.59B | 8.8 | 7.5 | 1.7 | +17.7% |
| Columbia Banking System | $29.55 | −1.19% | $8.46B | 11.9 | 9.4 | 2.4 | +33.1% |
| First Citizens BancShares | $2,086.45 | −1.66% | $24.17B | 11.3 | 11.1 | 1.7 | −5.5% |
| Cathay General Bancorp | $61.18 | −0.50% | $4.12B | 12.0 | 10.7 | 3.0 | +12.5% |
| Hanmi Financial | $32.10 | −0.36% | $959.1M | 10.8 | 9.9 | 2.5 | +10.1% |
| Median | 11.6 | 10.3 | 2.4 | +12.5% |