Banner (BANR)
Deposit-funded commercial bank serving businesses and households across four western states.
$68.53
vs last close−0.35 (−0.52%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 191 | 196 | 194 | 205 | 213 | 215 | 211 | 218 | 171 | 220 | 217 | 59 |
| Cost of revenue | 39 | 48 | 52 | 59 | 62 | 59 | 56 | 61 | 3 | 53 | 47 | 47 |
| Gross profit | 152 | 148 | 142 | 146 | 151 | 156 | 155 | 157 | 168 | 168 | 170 | 12 |
| 95 | 94 | 96 | 97 | 95 | 98 | 99 | 101 | 102 | 104 | 102 | 80 | |
| 65 | 65 | 66 | 68 | 66 | 67 | 68 | 67 | 102 | 106 | 78 | 80 | |
| Selling & marketing | 1 | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 20 | 2 | 1 | 2 |
| General & administrative | 64 | 63 | 65 | 67 | 65 | 65 | 68 | 65 | 82 | 104 | 78 | 78 |
| Other expenses | 30 | 30 | 29 | 29 | 29 | 31 | 31 | 35 | 0 | −2 | 24 | 0 |
| Operating income | 57 | 53 | 46 | 49 | 56 | 58 | 56 | 56 | 66 | 64 | 68 | −68 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −2 | 0 | 128 | |
| Interest income | 179 | 184 | 185 | 189 | 196 | 196 | 194 | 200 | 206 | 205 | 198 | 203 |
| Interest expense | 37 | 45 | 52 | 57 | 60 | 56 | 53 | 56 | 56 | 53 | 48 | 49 |
| Income before tax | 57 | 53 | 46 | 49 | 56 | 58 | 56 | 56 | 66 | 61 | 68 | 60 |
| Income tax expense | 11 | 11 | 9 | 9 | 11 | 12 | 11 | 11 | 13 | 10 | 13 | 11 |
| Net income from continuing operations | 46 | 43 | 38 | 40 | 45 | 46 | 45 | 45 | 54 | 51 | 55 | 49 |
| Net income | 46 | 43 | 38 | 40 | 45 | 46 | 45 | 45 | 54 | 51 | 55 | 49 |
| EPS, basic | $1.33 | $1.24 | $1.09 | $1.15 | $1.31 | $1.34 | $1.31 | $1.31 | $1.55 | $1.50 | $1.61 | $1.43 |
| EPS, diluted | $1.33 | $1.24 | $1.09 | $1.15 | $1.30 | $1.34 | $1.30 | $1.31 | $1.54 | $1.49 | $1.60 | $1.43 |
| Weighted average shares, basic | 34 | 34 | 34 | 34 | 34 | 35 | 35 | 35 | 35 | 34 | 34 | 34 |
| Weighted average shares, diluted | 34 | 34 | 35 | 35 | 35 | 35 | 35 | 35 | 35 | 34 | 34 | 34 |
| EBITDA | 62 | 59 | 52 | 54 | 61 | 63 | 61 | 61 | 68 | 64 | 71 | −68 |
| Depreciation & amortization | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 2 | 0 | 4 | 0 |
| EBIT | 57 | 53 | 46 | 49 | 56 | 58 | 56 | 56 | 66 | 64 | 68 | −68 |
