Beacon Financial (BBT)
Regional banking across the Northeast, plus national equipment finance and SBA lending.
$28.42
After hours−0.01 (−0.04%)
At close$28.43(−1.11%)
In millions of USD, except per-share figures
| In millions | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 135 | 112 | 175 | 166 | 161 | 164 | 170 | 228 | 310 | 290 | 320 |
| Cost of revenue | 69 | 70 | 72 | 81 | 70 | 64 | 64 | 171 | 121 | 110 | 105 |
| Gross profit | 66 | 42 | 103 | 85 | 91 | 100 | 107 | 57 | 189 | 181 | 214 |
| 72 | 69 | 72 | 58 | 64 | 65 | 65 | 129 | 114 | 115 | 127 | |
| 47 | 47 | 46 | 38 | 45 | 47 | 45 | 54 | 79 | 83 | 82 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 |
| General & administrative | 47 | 47 | 46 | 38 | 45 | 47 | 45 | 52 | 79 | 83 | 82 |
| Other expenses | 25 | 21 | 25 | 20 | 20 | 19 | 20 | 76 | 35 | 32 | 45 |
| Operating income | −6 | −26 | 31 | 27 | 27 | 35 | 42 | −72 | 75 | 66 | 87 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 151 | 152 | 154 | 160 | 151 | 148 | 151 | 216 | 313 | 292 | 294 |
| Interest expense | 62 | 64 | 66 | 77 | 64 | 59 | 60 | 84 | 113 | 102 | 100 |
| Income before tax | −6 | −26 | 31 | 27 | 27 | 35 | 42 | −72 | 75 | 66 | 87 |
| Income tax expense | −5 | −6 | 7 | 7 | 7 | 9 | 11 | −22 | 22 | 20 | 23 |
| Net income from continuing operations | −1 | −20 | 24 | 20 | 20 | 26 | 30 | −50 | 53 | 46 | 64 |
| Net income | −1 | −20 | 24 | 20 | 20 | 26 | 30 | −50 | 53 | 46 | 64 |
| EPS, basic | −$0.02 | −$0.24 | $0.29 | $0.24 | $0.23 | $0.28 | $0.33 | −$0.64 | $0.64 | $0.55 | $0.77 |
| EPS, diluted | −$0.02 | −$0.24 | $0.29 | $0.24 | $0.23 | $0.28 | $0.33 | −$0.64 | $0.64 | $0.55 | $0.77 |
| Weighted average shares, basic | 86 | 86 | 85 | 85 | 85 | 91 | 92 | 88 | 84 | 84 | 84 |
| Weighted average shares, diluted | 86 | 86 | 85 | 86 | 86 | 92 | 92 | 88 | 84 | 84 | 84 |
| EBITDA | −6 | −25 | 35 | 30 | 30 | 36 | 45 | −66 | 75 | 78 | 87 |
| Depreciation & amortization | 0 | 2 | 4 | 4 | 4 | 1 | 3 | 6 | 0 | 12 | 0 |
| EBIT | −6 | −26 | 31 | 27 | 27 | 35 | 42 | −72 | 75 | 66 | 87 |
