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BETR · NASDAQ · Financial - Mortgages

Better Home & Finance (BETR)

Originates mortgages and home equity loans through Tinman and partner channels.

$12.98

vs last close+0.55 (+4.47%)

In millions of USD, except per-share figures

In millions	Q3 FY23Sep 2023	Q4 FY23Dec 2023	Q1 FY24Mar 2024	Q2 FY24Jun 2024	Q3 FY24Sep 2024	Q4 FY24Dec 2024	Q1 FY25Mar 2025	Q2 FY25Jun 2025	Q3 FY25Sep 2025	Q4 FY25Dec 2025	Q1 FY26Mar 2026	Q2 FY26Jun 2026
Revenue	20	11	27	28	27	47	35	51	44	53	53	61
Cost of revenue	99	18	46	37	43	37	56	41	11	11	14	9
Gross profit	−79	−7	−18	−9	−16	10	−21	10	34	43	40	51
	13	60	33	36	41	37	29	37	60	69	85	77
Research & development	21	17	0	0	0	0	0	0	0	0	0	0
	19	34	19	24	25	19	20	23	21	20	18	0
Selling & marketing	5	5	5	9	12	9	9	11	10	8	9	0
General & administrative	14	29	14	15	13	10	12	12	10	12	9	0
Other expenses	−27	8	15	12	16	18	9	14	39	69	67	77
Operating income	−92	−67	−52	−44	−57	−27	−50	−27	−26	−26	−45	−26
	−262	5	0	3	3	−32	0	−9	−13	−14	−6	−6
Interest income	0	0	6	5	4	4	2	2	17	19	7	8
Interest expense	15	4	0	3	0	0	0	10	12	14	6	6
Other non-operating income	25	−9	0	−6	0	0	0	−1	0	0	0	0
Income before tax	−353	−62	−51	−41	−54	−59	−50	−36	−39	−40	−51	−31
Income tax expense	1	−1	0	0	0	0	0	0	0	0	−2	0
Net income from continuing operations	−354	−61	−51	−41	−54	−59	−51	−36	−39	−40	−49	−31
Discontinued operations	0	0	0	0	0	0	0	0	0	0	−21	0
Other adjustments	0	0	0	0	0	0	0	0	0	0	0	1
Net income	−354	−61	−51	−41	−54	−59	−51	−36	−39	−40	−70	−31
EPS, basic	−$0.68	−$0.12	−$0.20	−$0.16	−$3.58	−$3.90	−$3.33	−$2.39	−$2.56	−$2.54	−$4.28	−$1.64
EPS, diluted	−$0.68	−$0.12	−$0.20	−$0.16	−$3.58	−$3.90	−$3.33	−$2.39	−$2.56	−$2.54	−$4.28	−$1.64
Weighted average shares, basic	497	256	256	256	15	15	15	15	15	16	16	19
Weighted average shares, diluted	497	256	256	256	15	15	15	15	15	16	16	19
EBITDA	−106	−48	−42	−31	−49	−19	−46	−23	−23	−23	−42	−22
Depreciation & amortization	10	10	9	8	8	8	4	4	3	3	3	3
EBIT	−117	−58	−52	−39	−57	−27	−50	−26	−26	−26	−45	−25