Business First Bancshares (BFST)
Runs b1BANK, a Louisiana-and-Texas community bank built for small-to-midsized business owners.
$30.60
vs last close−0.07 (−0.23%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 102 | 102 | 105 | 112 | 113 | 128 | 126 | 126 | 130 | 130 | 134 | 61 |
| Cost of revenue | 39 | 41 | 46 | 47 | 48 | 57 | 51 | 50 | 53 | 47 | 50 | 50 |
| Gross profit | 63 | 61 | 59 | 64 | 65 | 71 | 75 | 76 | 78 | 83 | 84 | 12 |
| 37 | 41 | 42 | 43 | 42 | 49 | 49 | 48 | 49 | 52 | 55 | 41 | |
| 25 | 14 | 28 | 28 | 27 | 30 | 32 | 30 | 30 | 38 | 41 | 41 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 0 | 0 | 0 |
| General & administrative | 24 | 13 | 27 | 27 | 26 | 28 | 31 | 29 | 29 | 38 | 41 | 41 |
| Other expenses | 12 | 26 | 15 | 15 | 15 | 20 | 17 | 18 | 19 | 14 | 14 | 0 |
| Operating income | 26 | 20 | 17 | 22 | 23 | 21 | 26 | 28 | 29 | 31 | 29 | −29 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −3 | 0 | 60 | |
| Interest income | 93 | 95 | 96 | 100 | 103 | 116 | 114 | 115 | 119 | 118 | 122 | −122 |
| Interest expense | 38 | 41 | 44 | 46 | 47 | 50 | 48 | 48 | 49 | 47 | 47 | 48 |
| Income before tax | 26 | 20 | 17 | 22 | 23 | 21 | 26 | 28 | 29 | 28 | 29 | 30 |
| Income tax expense | 6 | 5 | 4 | 5 | 5 | 5 | 5 | 6 | 6 | 5 | 6 | 6 |
| Net income from continuing operations | 20 | 16 | 14 | 17 | 18 | 16 | 21 | 22 | 23 | 22 | 24 | 24 |
| Net income | 20 | 16 | 14 | 17 | 18 | 16 | 21 | 22 | 23 | 22 | 24 | 24 |
| EPS, basic | $0.76 | $0.58 | $0.49 | $0.63 | $0.65 | $0.52 | $0.65 | $0.70 | $0.73 | $0.71 | $0.68 | $0.70 |
| EPS, diluted | $0.76 | $0.57 | $0.48 | $0.62 | $0.65 | $0.51 | $0.65 | $0.70 | $0.73 | $0.71 | $0.68 | $0.70 |
| Weighted average shares, basic | 25 | 25 | 25 | 25 | 25 | 29 | 29 | 29 | 30 | 30 | 33 | 33 |
| Weighted average shares, diluted | 25 | 25 | 25 | 25 | 25 | 30 | 30 | 30 | 30 | 30 | 33 | 33 |
| EBITDA | 27 | 21 | 18 | 23 | 24 | 23 | 27 | 29 | 30 | 32 | 31 | −31 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 | 2 | −2 |
| EBIT | 26 | 20 | 17 | 22 | 23 | 21 | 26 | 28 | 29 | 31 | 29 | −29 |
