Bank of Montreal (BMO)
Provides banking, wealth management, and capital-markets services across Canada and the United States.
$174.72
vs last close−2.47 (−1.39%)
In millions of USD, except per-share figures · converted from CAD at the latest rate
| In millions | Q4 FY23Oct 2023 | Q1 FY24Jan 2024 | Q2 FY24Apr 2024 | Q3 FY24Jul 2024 | Q4 FY24Oct 2024 | Q1 FY25Jan 2025 | Q2 FY25Apr 2025 | Q3 FY25Jul 2025 | Q4 FY25Oct 2025 | Q1 FY26Jan 2026 | Q2 FY26Apr 2026 | Q3 FY26Jul 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 13,494 | 13,352 | 13,913 | 14,548 | 14,036 | 14,533 | 13,677 | 13,642 | 13,707 | 13,734 | 13,709 | 14,425 |
| Cost of revenue | 7,895 | 8,360 | 8,783 | 9,395 | 9,206 | 8,699 | 8,254 | 7,851 | 7,662 | 7,298 | 7,454 | 7,865 |
| Gross profit | 5,599 | 4,991 | 5,130 | 5,153 | 4,831 | 5,834 | 5,422 | 5,791 | 6,045 | 6,436 | 6,255 | 6,560 |
| 4,052 | 3,814 | 3,406 | 3,413 | 2,693 | 3,823 | 3,570 | 3,597 | 3,891 | 4,072 | 3,768 | 4,803 | |
| 2,360 | 2,176 | 2,006 | 2,066 | 2,077 | 2,424 | 2,175 | 2,242 | 2,276 | 2,653 | 2,330 | 2,443 | |
| Selling & marketing | 185 | 136 | 144 | 154 | 161 | 124 | 149 | 141 | 159 | 128 | 138 | 191 |
| General & administrative | 2,175 | 2,040 | 1,862 | 1,912 | 1,915 | 2,300 | 2,026 | 2,101 | 2,117 | 2,525 | 2,192 | 2,251 |
| Other expenses | 1,692 | 1,638 | 1,401 | 1,347 | 616 | 1,400 | 1,394 | 1,356 | 1,614 | 1,419 | 1,438 | 2,360 |
| Operating income | 1,547 | 1,177 | 1,724 | 1,740 | 2,138 | 2,010 | 1,853 | 2,194 | 2,154 | 2,364 | 2,487 | 1,794 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −37 | |
| Interest income | 11,090 | 11,271 | 11,491 | 12,159 | 11,989 | 11,818 | 11,129 | 11,191 | 11,032 | 10,780 | 10,674 | 11,229 |
| Interest expense | 7,578 | 7,915 | 8,281 | 8,751 | 8,123 | 7,980 | 7,505 | 7,284 | 7,125 | 6,768 | 6,929 | 7,269 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 37 |
| Income before tax | 1,547 | 1,177 | 1,724 | 1,740 | 2,138 | 2,010 | 1,853 | 2,194 | 2,154 | 2,364 | 2,487 | 1,757 |
| Income tax expense | 397 | 259 | 397 | 414 | 500 | 491 | 458 | 537 | 523 | 594 | 617 | 530 |
| Net income from continuing operations | 1,150 | 919 | 1,327 | 1,326 | 1,638 | 1,520 | 1,395 | 1,656 | 1,632 | 1,769 | 1,870 | 1,244 |
| Net income | 1,145 | 917 | 1,324 | 1,326 | 1,636 | 1,517 | 1,393 | 1,654 | 1,627 | 1,770 | 1,867 | 1,243 |
| EPS, basic | $1.46 | $1.23 | $1.68 | $1.76 | $2.10 | $2.02 | $1.78 | $2.23 | $2.09 | $2.41 | $2.49 | $1.71 |
| EPS, diluted | $1.46 | $1.23 | $1.68 | $1.76 | $2.10 | $2.02 | $1.78 | $2.23 | $2.09 | $2.41 | $2.49 | $1.71 |
| Weighted average shares, basic | 720 | 724 | 728 | 730 | 728 | 728 | 725 | 720 | 722 | 710 | 710 | 499 |
| Weighted average shares, diluted | 720 | 725 | 729 | 730 | 729 | 729 | 726 | 721 | 723 | 710 | 710 | 500 |
| EBITDA | 1,971 | 1,555 | 2,097 | 2,116 | 2,510 | 2,398 | 2,239 | 2,573 | 2,551 | 2,753 | 2,874 | 2,171 |
| Depreciation & amortization | 424 | 378 | 373 | 377 | 373 | 387 | 387 | 379 | 397 | 389 | 387 | 397 |
| EBIT | 1,547 | 1,177 | 1,724 | 1,740 | 2,138 | 2,010 | 1,853 | 2,194 | 2,154 | 2,364 | 2,487 | 1,774 |
