Carter Bankshares (CARE)
Runs Carter Bank & Trust's commercial, consumer, mortgage, and deposit banking franchise.
$30.28
After-hours close+0.04 (+0.13%)
At close$30.24(−1.50%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 53 | 53 | 58 | 59 | 61 | 61 | 62 | 62 | 64 | 65 | 130 | 90 |
| Cost of revenue | 22 | 28 | 26 | 27 | 28 | 22 | 24 | 23 | 29 | 22 | −11 | 23 |
| Gross profit | 31 | 25 | 33 | 33 | 34 | 39 | 38 | 39 | 35 | 42 | 141 | 67 |
| 26 | 27 | 26 | 27 | 27 | 28 | 27 | 28 | 28 | 31 | 31 | 30 | |
| 16 | 17 | 16 | 17 | 17 | 17 | 16 | 17 | 16 | 20 | 20 | 19 | |
| Selling & marketing | 0 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 |
| General & administrative | 15 | 17 | 16 | 16 | 16 | 16 | 15 | 16 | 15 | 20 | 20 | 19 |
| Other expenses | 11 | 10 | 9 | 10 | 10 | 11 | 11 | 12 | 12 | 11 | 11 | 11 |
| Operating income | 4 | −2 | 7 | 6 | 7 | 11 | 11 | 11 | 7 | 11 | 110 | 37 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 48 | 51 | 54 | 54 | 56 | 56 | 56 | 58 | 59 | 59 | 59 | 61 |
| Interest expense | 21 | 24 | 26 | 26 | 28 | 27 | 26 | 25 | 25 | 25 | 23 | 22 |
| Income before tax | 4 | −2 | 7 | 6 | 7 | 11 | 11 | 11 | 7 | 11 | 110 | 37 |
| Income tax expense | 1 | 0 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 3 | 24 | 8 |
| Net income from continuing operations | 4 | −2 | 6 | 5 | 6 | 8 | 9 | 9 | 5 | 8 | 86 | 29 |
| Net income | 4 | −2 | 6 | 5 | 6 | 8 | 9 | 9 | 5 | 8 | 86 | 29 |
| EPS, basic | $0.16 | −$0.08 | $0.25 | $0.21 | $0.24 | $0.36 | $0.39 | $0.37 | $0.24 | $0.39 | $3.93 | $1.32 |
| EPS, diluted | $0.16 | −$0.08 | $0.25 | $0.21 | $0.24 | $0.36 | $0.39 | $0.37 | $0.24 | $0.39 | $3.93 | $1.32 |
| Weighted average shares, basic | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 22 | 22 | 22 | 22 |
| Weighted average shares, diluted | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 23 | 22 | 22 | 22 | 22 |
| EBITDA | 6 | 0 | 9 | 8 | 9 | 13 | 13 | 13 | 9 | 13 | 112 | 39 |
| Depreciation & amortization | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| EBIT | 4 | −2 | 7 | 6 | 7 | 11 | 11 | 11 | 7 | 11 | 110 | 37 |