Cathay General Bancorp (CATY)
Commercial bank for real estate, business lending, deposits, mortgages, and wealth management.
$60.75
vs last close+0.05 (+0.08%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 331 | 356 | 339 | 346 | 360 | 345 | 331 | 338 | 355 | 361 | 326 | 349 |
| Cost of revenue | 145 | 153 | 166 | 174 | 185 | 173 | 158 | 153 | 173 | 138 | 147 | 138 |
| Gross profit | 186 | 204 | 173 | 172 | 175 | 172 | 172 | 185 | 182 | 223 | 179 | 211 |
| 94 | 110 | 93 | 99 | 97 | 85 | 86 | 89 | 88 | 92 | 69 | 84 | |
| 43 | 56 | 52 | 46 | 46 | 45 | 48 | 47 | 48 | 50 | 57 | 64 | |
| Selling & marketing | 2 | 1 | 2 | 1 | 2 | 2 | 2 | 1 | 1 | 2 | 0 | 1 |
| General & administrative | 42 | 54 | 50 | 44 | 44 | 44 | 46 | 46 | 46 | 48 | 57 | 62 |
| Other expenses | 51 | 55 | 42 | 54 | 51 | 40 | 38 | 42 | 40 | 42 | 12 | 21 |
| Operating income | 93 | 93 | 80 | 73 | 78 | 87 | 87 | 96 | 94 | 131 | 110 | 127 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −17 | 0 | −8 | |
| Interest income | 323 | 333 | 333 | 333 | 339 | 330 | 319 | 323 | 334 | 333 | 323 | 327 |
| Interest expense | 138 | 151 | 164 | 168 | 170 | 159 | 143 | 142 | 145 | 138 | 129 | 127 |
| Income before tax | 93 | 93 | 80 | 73 | 78 | 87 | 87 | 96 | 94 | 113 | 110 | 119 |
| Income tax expense | 10 | 10 | 9 | 6 | 11 | 7 | 17 | 19 | 16 | 23 | 23 | 27 |
| Net income from continuing operations | 82 | 83 | 71 | 67 | 68 | 80 | 70 | 77 | 78 | 91 | 87 | 92 |
| Net income | 82 | 83 | 71 | 67 | 68 | 80 | 70 | 77 | 78 | 91 | 87 | 92 |
| EPS, basic | $1.14 | $1.14 | $0.98 | $0.92 | $0.94 | $1.13 | $0.99 | $1.11 | $1.13 | $1.34 | $1.30 | $1.38 |
| EPS, diluted | $1.13 | $1.13 | $0.98 | $0.92 | $0.94 | $1.12 | $0.98 | $1.10 | $1.13 | $1.33 | $1.29 | $1.37 |
| Weighted average shares, basic | 73 | 73 | 73 | 73 | 72 | 71 | 70 | 70 | 69 | 68 | 67 | 67 |
| Weighted average shares, diluted | 73 | 73 | 73 | 73 | 72 | 71 | 71 | 70 | 69 | 68 | 67 | 67 |
| EBITDA | 97 | 97 | 84 | 77 | 82 | 91 | 91 | 100 | 98 | 142 | 114 | 127 |
| Depreciation & amortization | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 11 | 4 | 0 |
| EBIT | 93 | 93 | 80 | 73 | 78 | 87 | 87 | 96 | 94 | 131 | 110 | 127 |
