Capital Bancorp (CBNK)
Runs a D.C.-area commercial bank alongside OpenSky cards, Windsor servicing, and mortgages.
$35.78
vs last close−0.17 (−0.47%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 54 | 53 | 54 | 57 | 59 | 71 | 75 | 77 | 75 | 80 | 68 | 70 |
| Cost of revenue | 13 | 15 | 16 | 17 | 18 | 25 | 19 | 21 | 18 | 22 | 19 | 19 |
| Gross profit | 41 | 38 | 38 | 40 | 41 | 46 | 56 | 56 | 57 | 58 | 49 | 51 |
| 28 | 27 | 29 | 29 | 30 | 35 | 38 | 39 | 37 | 38 | 47 | 47 | |
| 20 | −6 | 15 | 15 | 35 | −3 | 20 | 20 | 27 | −3 | 44 | 24 | |
| Selling & marketing | 2 | 1 | 2 | 2 | 1 | 1 | 2 | 1 | 2 | 1 | 0 | 0 |
| General & administrative | 19 | −8 | 13 | 13 | 34 | −4 | 18 | 18 | 25 | −4 | 44 | 24 |
| Other expenses | 8 | 33 | 15 | 14 | −5 | 38 | 18 | 19 | 10 | 41 | 3 | 23 |
| Operating income | 13 | 11 | 9 | 11 | 11 | 11 | 18 | 17 | 20 | 20 | 2 | 4 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 13 | 14 | |
| Interest income | 48 | 47 | 48 | 51 | 53 | 62 | 63 | 65 | 65 | 69 | 68 | 70 |
| Interest expense | 11 | 12 | 13 | 14 | 14 | 17 | 17 | 17 | 13 | 18 | 19 | 19 |
| Income before tax | 13 | 11 | 9 | 11 | 11 | 11 | 18 | 17 | 20 | 20 | 16 | 18 |
| Income tax expense | 3 | 2 | 2 | 3 | 3 | 3 | 4 | 4 | 5 | 5 | 4 | 4 |
| Net income from continuing operations | 10 | 9 | 7 | 8 | 9 | 8 | 14 | 13 | 15 | 15 | 12 | 14 |
| Net income | 10 | 9 | 7 | 8 | 9 | 8 | 14 | 13 | 15 | 15 | 12 | 14 |
| EPS, basic | $0.70 | $0.65 | $0.47 | $0.59 | $0.62 | $0.45 | $0.84 | $0.79 | $0.91 | $0.91 | $0.74 | $0.87 |
| EPS, diluted | $0.70 | $0.65 | $0.47 | $0.59 | $0.62 | $0.45 | $0.82 | $0.78 | $0.89 | $0.91 | $0.73 | $0.87 |
| Weighted average shares, basic | 14 | 14 | 14 | 14 | 14 | 17 | 17 | 17 | 17 | 16 | 16 | 16 |
| Weighted average shares, diluted | 14 | 14 | 14 | 14 | 14 | 17 | 17 | 17 | 17 | 16 | 16 | 16 |
| EBITDA | 13 | 11 | 9 | 11 | 10 | 14 | 19 | 18 | 21 | 21 | 3 | 4 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | −1 | 3 | 1 | 1 | 1 | 1 | 1 | 0 |
| EBIT | 13 | 11 | 9 | 11 | 11 | 11 | 18 | 17 | 20 | 20 | 2 | 4 |