Coastal Financial (CCB)
Runs community banking in Puget Sound and CCBX Banking-as-a-Service for fintech partners.
$45.09
After hours−0.05 (−0.11%)
At close$45.14(0.00%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 97 | 128 | 151 | 137 | 150 | 138 | 134 | 115 | 141 | 167 | 178 | 302 |
| Cost of revenue | 53 | 89 | 113 | 94 | 103 | 92 | 85 | 63 | 88 | 77 | 80 | 121 |
| Gross profit | 44 | 38 | 38 | 43 | 47 | 46 | 49 | 52 | 53 | 90 | 98 | 181 |
| 31 | 27 | 29 | 28 | 31 | 29 | 37 | 38 | 35 | 73 | 83 | 141 | |
| 21 | 19 | 19 | 19 | 20 | 17 | 23 | 23 | 22 | 25 | 25 | 25 | |
| Selling & marketing | 1 | 1 | 0 | 1 | 1 | −3 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 19 | 18 | 19 | 18 | 18 | 19 | 23 | 23 | 22 | 25 | 25 | 25 |
| Other expenses | 10 | 8 | 10 | 9 | 11 | 12 | 14 | 15 | 13 | 48 | 59 | 116 |
| Operating income | 13 | 12 | 9 | 15 | 16 | 17 | 12 | 14 | 18 | 17 | 15 | 40 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −95 | |
| Interest income | 88 | 88 | 92 | 97 | 105 | 104 | 105 | 108 | 109 | 108 | 112 | 119 |
| Interest expense | 26 | 29 | 30 | 31 | 33 | 30 | 29 | 31 | 31 | 29 | 28 | 29 |
| Income before tax | 13 | 12 | 9 | 15 | 16 | 17 | 12 | 14 | 18 | 17 | 15 | −55 |
| Income tax expense | 3 | 3 | 2 | 3 | 3 | 4 | 2 | 3 | 4 | 5 | 3 | −13 |
| Net income from continuing operations | 10 | 9 | 7 | 12 | 13 | 13 | 10 | 11 | 14 | 13 | 12 | −42 |
| Net income | 10 | 9 | 7 | 12 | 13 | 13 | 10 | 11 | 14 | 13 | 12 | −42 |
| EPS, basic | $0.77 | $0.68 | $0.51 | $0.86 | $1.00 | $0.97 | $0.65 | $0.73 | $0.90 | $0.84 | $0.80 | −$2.79 |
| EPS, diluted | $0.75 | $0.66 | $0.50 | $0.84 | $0.97 | $0.94 | $0.63 | $0.71 | $0.88 | $0.82 | $0.78 | −$2.72 |
| Weighted average shares, basic | 13 | 13 | 13 | 13 | 13 | 14 | 15 | 15 | 15 | 15 | 15 | 15 |
| Weighted average shares, diluted | 14 | 14 | 14 | 14 | 14 | 14 | 15 | 15 | 15 | 15 | 15 | 15 |
| EBITDA | 14 | 13 | 10 | 16 | 18 | 19 | 13 | 16 | 20 | 19 | 16 | 40 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 0 |
| EBIT | 13 | 12 | 9 | 15 | 16 | 17 | 12 | 14 | 18 | 17 | 15 | 40 |