CCG · NASDAQ · Software - Application

Cheche Group (CCG)

Digitizes auto-insurance transactions and provides insurance software across China.

$12.82
After hours−0.19 (−1.46%)
At close$13.01(+4.83%)
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Cheche Group Inc.CCG
Information Technology

Connects insurance carriers, intermediaries, referral partners, third-party platforms, and consumers through digital policy transactions and insurance SaaS. It also provides embedded insurance services for new-energy vehicle manufacturers.

Connects insurance carriers, intermediaries, referral partners, third-party platforms, and consumers through digital policy transactions and insurance SaaS. Its digital insurance offering includes Easy-Insur for auto and non-auto policy sales and the NEV Insurance Solution for new-energy vehicle manufacturers.

Digital Surge serves insurance intermediaries, while Sky Frontier provides AI-based pricing recommendations for insurers. The NEV Insurance Solution combines policy distribution with renewal, claims, repair, business-management, and integration services.

Operations are concentrated in China, through subsidiaries and a VIE structure under a Cayman holding company. Most revenue comes from services and products for carriers and intermediaries, and the model depends on their relationships and adoption of insurance SaaS.

Company facts

CEOLei Zhang
ListedSep 18, 2023
ExchangeNASDAQ
HeadquartersBeijing, China
CountryChina
Employees635
CIK0001965473
ISINKYG207071245

Market cap$29.3M
EPS (ttm)−$2.32
P/E (ttm)−5.36
ROE-11.0%
P/B0.6428
P/S0.0769
Dividend yieldDiv yield
Beta0.92vs XLK 0.07

No analyst consensus on record.

EPSReportedEstimate

Nov '24Mar '25May '25Aug '25Nov '25Apr '26Jul '26Sep '26
Reported$0.01−$0.62−$0.87−$1.52$0.23$0.46−$1.35−$2.77
Estimate−$0.04−$0.72−$0.87−$4.90−$0.01−$0.10−$0.04−$0.46
Surprise+116.3%+13.8%0.0%+69.0%+2,443.5%+564.4%−3,086.6%−506.2%

RevenueReportedEstimate

Nov '24Mar '25May '25Aug '25Nov '25Apr '26Jul '26Sep '26
Reported$117.2M$135.4M$108.4M$188.9M$116.7M$241.0M$64.3M$131.9M
Estimate$122.2M$129.6M$108.4M$787.4M$224.0M$232.2M$122.7M$199.0M
Surprise−4.1%+4.5%0.0%−76.0%−47.9%+3.8%−47.6%−33.7%
Estimate−$0.46
Reported−$2.77−506.2%
Estimate$199.0M
Reported$131.9M−33.7%
View details

Debt to equity33.60%
Current ratio130.30%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$127.0M$146.8M$100.7M$100.7M$124.0M$124.0M$66.1M$66.1M
Net income$604.7K−$1.6M−$1.9M−$1.9M$580.6K$580.6K−$3.3M−$3.3M
Net margin0.5%0.0%0.0%0.0%0.5%0.5%0.0%0.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income−$898.2K−$393.3K−$2.0M−$2.0M$457.4K$457.4K−$3.8M−$3.8M
YoY growthLoss narrowedLoss narrowedLoss narrowedLoss narrowedTurned profitTurned profitLoss widenedLoss widened

Balance sheet, Jun 30, 2026Cash & short-term investments $19.7M · Total debt $15.3M · Total assets $151.3M · Shareholders' equity $45.5M

Revenue
$66.1M
Operating income
−$3.8M
Net income
−$3.3M

Reported in CNY, converted at the latest exchange rate

View details

No dividends on record.

Insiders25.92%611.7K shares
6 holders · as of Mar 16, 2026
Other74.08%1.75M shares
remainder

2.36M company shares as of Aug 26, 2026 · holders as of their latest filing

The share count is from the company's Mar 2015 annual report; nothing newer is on file here.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Lei ZhangInsiderdirector, 10 percent owner, officer: Chief Executive Officer
22.54%531,329 · 500filed Mar 16, 2026
Jianxiang ZhouInsiderofficer: Chief Technology Officer
3.31%46,867 · 31,245filed Mar 16, 2026
Yanjun Jayla LiuInsiderofficer: Chief Operating Officer
0.04%781 · 269filed Mar 16, 2026
Shengwen RongInsiderdirector
0.01%286 · 57filed Mar 16, 2026
Xiufang LIInsiderdirector
0.01%171filed Mar 16, 2026

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

CompareAfter hours

CompanyPriceChange
Cheche Group$12.82−1.46%$29.3M0.1−30.2%
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Median0.1+27.9%