City (CHCO)
Community banking, mortgage lending and wealth services across West Virginia and neighboring markets.
$140.89
vs last close+0.65 (+0.46%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 85 | 84 | 89 | 93 | 96 | 93 | 94 | 97 | 100 | 101 | 98 | 80 |
| Cost of revenue | 15 | 17 | 19 | 22 | 24 | 24 | 22 | 19 | 20 | 21 | 20 | 19 |
| Gross profit | 71 | 67 | 70 | 71 | 72 | 70 | 72 | 78 | 80 | 80 | 79 | 61 |
| 33 | 33 | 34 | 34 | 35 | 35 | 35 | 37 | 36 | 40 | 39 | 40 | |
| 20 | 20 | 20 | 20 | 21 | 21 | 21 | 22 | 21 | 21 | 26 | 40 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 |
| General & administrative | 19 | 20 | 20 | 19 | 20 | 20 | 20 | 21 | 21 | 20 | 26 | 40 |
| Other expenses | 13 | 13 | 13 | 14 | 14 | 14 | 15 | 15 | 14 | 19 | 13 | 0 |
| Operating income | 38 | 34 | 37 | 36 | 37 | 34 | 37 | 41 | 44 | 41 | 39 | 21 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −1 | 0 | 21 | |
| Interest income | 70 | 72 | 74 | 76 | 78 | 79 | 77 | 80 | 82 | 81 | 79 | 80 |
| Interest expense | 15 | 17 | 19 | 21 | 22 | 23 | 22 | 21 | 21 | 21 | 19 | 19 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −21 |
| Income before tax | 38 | 34 | 37 | 36 | 37 | 34 | 37 | 41 | 44 | 40 | 39 | 41 |
| Income tax expense | 8 | 7 | 7 | 7 | 7 | 6 | 7 | 8 | 9 | 8 | 8 | 8 |
| Net income from continuing operations | 30 | 27 | 30 | 29 | 30 | 29 | 30 | 33 | 35 | 32 | 32 | 33 |
| Net income | 30 | 27 | 30 | 29 | 30 | 29 | 30 | 33 | 35 | 32 | 32 | 33 |
| EPS, basic | $1.98 | $1.84 | $1.98 | $1.96 | $2.02 | $1.94 | $2.06 | $2.29 | $2.41 | $2.18 | $2.20 | $2.35 |
| EPS, diluted | $1.98 | $1.84 | $1.97 | $1.96 | $2.02 | $1.94 | $2.06 | $2.29 | $2.41 | $2.18 | $2.20 | $2.35 |
| Weighted average shares, basic | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 14 | 14 | 14 | 14 |
| Weighted average shares, diluted | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 14 | 14 | 14 | 14 | 14 |
| EBITDA | 41 | 35 | 40 | 39 | 40 | 39 | 40 | 45 | 46 | 43 | 40 | 46 |
| Depreciation & amortization | 3 | 1 | 3 | 3 | 3 | 4 | 3 | 4 | 2 | 3 | 1 | 5 |
| EBIT | 38 | 34 | 37 | 36 | 37 | 34 | 37 | 41 | 44 | 41 | 39 | 41 |
