Chime (CHYM)
Delivers digital account experiences through FDIC-insured partner banks without customary account fees.
$28.80
After hours+0.18 (+0.63%)
At close$28.62(−4.34%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 315 | 338 | 392 | 384 | 422 | 475 | 519 | 528 | 544 | 596 | 647 | 577 |
| Cost of revenue | 69 | 42 | 47 | 51 | 54 | 56 | 60 | 67 | 69 | 66 | 79 | 87 |
| Gross profit | 246 | 296 | 345 | 334 | 368 | 419 | 458 | 461 | 474 | 530 | 568 | 490 |
| 325 | 332 | 339 | 343 | 399 | 446 | 449 | 1,392 | 539 | 584 | 522 | 469 | |
| Research & development | 0 | 0 | 75 | 75 | 80 | 79 | 78 | 622 | 124 | 111 | 110 | 112 |
| 0 | 0 | 156 | 160 | 190 | 191 | 180 | 465 | 230 | 273 | 236 | 244 | |
| Selling & marketing | 0 | 0 | 117 | 118 | 143 | 142 | 133 | 185 | 154 | 164 | 165 | 164 |
| General & administrative | 0 | 0 | 39 | 42 | 47 | 50 | 47 | 280 | 77 | 109 | 70 | 80 |
| Other expenses | 325 | 332 | 108 | 108 | 129 | 176 | 192 | 305 | 185 | 200 | 177 | 112 |
| Operating income | −78 | −36 | 5 | −9 | −31 | −27 | 9 | −931 | −65 | −54 | 46 | 21 |
| 13 | 6 | 11 | 10 | 11 | 8 | 5 | 6 | 10 | 9 | 8 | 7 | |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −8 | −7 |
| Income before tax | −65 | −30 | 16 | 0 | −20 | −19 | 14 | −924 | −54 | −45 | 54 | 28 |
| Income tax expense | 4 | 4 | 0 | 0 | 2 | 1 | 2 | −1 | 0 | 0 | 0 | 0 |
| Net income from continuing operations | −69 | −34 | 16 | 0 | −22 | −20 | 13 | −923 | −55 | −45 | 53 | 28 |
| Net income | −69 | −34 | 16 | 0 | −22 | −20 | 13 | −923 | −55 | −45 | 53 | 28 |
| EPS, basic | −$0.19 | −$0.09 | $0.25 | $0.00 | −$0.06 | −$0.05 | $0.20 | −$2.49 | −$0.15 | −$0.12 | $0.14 | $0.07 |
| EPS, diluted | −$0.19 | −$0.09 | $0.25 | $0.00 | −$0.06 | −$0.05 | $0.20 | −$2.49 | −$0.15 | −$0.12 | $0.13 | $0.07 |
| Weighted average shares, basic | 364 | 364 | 364 | 364 | 364 | 364 | 364 | 371 | 371 | 376 | 382 | 381 |
| Weighted average shares, diluted | 364 | 364 | 364 | 364 | 364 | 364 | 364 | 371 | 371 | 376 | 400 | 397 |
| EBITDA | −75 | −32 | 10 | −3 | −24 | −20 | 16 | −923 | −57 | −46 | 62 | 36 |
| Depreciation & amortization | 4 | 4 | 5 | 6 | 7 | 7 | 7 | 7 | 8 | 8 | 8 | 8 |
| EBIT | −78 | −36 | 5 | −9 | −31 | −27 | 9 | −931 | −65 | −54 | 54 | 28 |