ConnectOne Bancorp (CNOB)
Runs branch-lite commercial banking and a franchise-financing marketplace across metro New York and Florida.
$30.88
vs last close−0.32 (−1.04%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 127 | 133 | 133 | 134 | 135 | 132 | 129 | 151 | 207 | 189 | 187 | 29 |
| Cost of revenue | 63 | 70 | 73 | 71 | 73 | 67 | 63 | 103 | 91 | 82 | 81 | 81 |
| Gross profit | 64 | 63 | 60 | 63 | 62 | 65 | 67 | 48 | 116 | 107 | 106 | −51 |
| 36 | 38 | 37 | 38 | 39 | 38 | 39 | 74 | 59 | 53 | 54 | 1 | |
| 25 | 26 | 25 | 25 | 25 | 25 | 25 | 28 | 36 | 36 | 1 | 1 | |
| Selling & marketing | 1 | 0 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 0 | 1 | 1 |
| General & administrative | 24 | 26 | 24 | 25 | 25 | 24 | 25 | 27 | 35 | 36 | 0 | 0 |
| Other expenses | 11 | 12 | 12 | 12 | 13 | 14 | 14 | 46 | 23 | 17 | 53 | 0 |
| Operating income | 29 | 25 | 23 | 26 | 23 | 26 | 27 | −25 | 57 | 53 | 53 | −53 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 110 | |
| Interest income | 123 | 128 | 128 | 129 | 129 | 127 | 124 | 146 | 188 | 186 | 184 | −184 |
| Interest expense | 61 | 67 | 69 | 69 | 69 | 63 | 59 | 67 | 86 | 80 | 76 | 79 |
| Income before tax | 29 | 25 | 23 | 26 | 23 | 26 | 27 | −25 | 57 | 53 | 53 | 58 |
| Income tax expense | 7 | 6 | 6 | 7 | 6 | 6 | 7 | −5 | 16 | 14 | 15 | 16 |
| Net income from continuing operations | 21 | 19 | 17 | 19 | 17 | 20 | 20 | −20 | 41 | 40 | 38 | 42 |
| Net income | 21 | 19 | 17 | 19 | 17 | 20 | 20 | −20 | 41 | 40 | 38 | 42 |
| EPS, basic | $0.51 | $0.46 | $0.41 | $0.46 | $0.41 | $0.49 | $0.49 | −$0.57 | $1.07 | $0.76 | $0.75 | $0.80 |
| EPS, diluted | $0.51 | $0.46 | $0.41 | $0.46 | $0.41 | $0.49 | $0.49 | −$0.52 | $0.91 | $0.75 | $0.75 | $0.80 |
| Weighted average shares, basic | 39 | 39 | 38 | 38 | 38 | 38 | 38 | 38 | 38 | 50 | 50 | 50 |
| Weighted average shares, diluted | 39 | 39 | 39 | 38 | 39 | 39 | 39 | 42 | 42 | 50 | 50 | 50 |
| EBITDA | 30 | 27 | 25 | 27 | 25 | 28 | 29 | −23 | 62 | 58 | 57 | −57 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 5 | 5 | 5 | −5 |
| EBIT | 29 | 25 | 23 | 26 | 23 | 26 | 27 | −25 | 57 | 53 | 53 | −53 |
