DCOM · NASDAQ · Banks - Regional

Dime Commercial Bancshares (DCOM)

Runs relationship banking for businesses, municipalities, and consumers around greater New York.

$40.54
After hours0.00 (0.00%)
At close$40.54(−0.86%)
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Dime Community Bancshares, Inc.DCOM
Financial sector

Provides deposits, lending, treasury management, and fee services through one Community Banking segment centered on Greater Long Island and the New York metro area. Loan activity leans toward business, multifamily, and commercial real-estate credit, making local property markets and bank regulation central operating constraints.

Provides commercial and consumer banking through a single Community Banking segment, with deposits, business banking, commercial lending, treasury management, merchant services, and personal banking under the Dime Commercial Bank subsidiary.

Serves small and medium-sized businesses, municipalities, and consumers across Greater Long Island, New York City, Westchester County, and New Jersey. The Bridge/Dime merger combined a Long Island commercial-banking base with legacy Dime's New York multifamily-lending franchise, and the commercial-bank rebrand sharpened the issuer's identity.

Business performance depends on deposit gathering, credit selection, and relationship banking in local markets. The loan book carries meaningful business, multifamily, and commercial real-estate exposure, while the bank operates under state and federal bank supervision.

Company facts

CEOStuart H. Lubow
ListedFeb 1, 2021
ExchangeNASDAQ
HeadquartersHauppauge, NY
CountryUnited States
Employees902
CIK0000846617
ISINUS25432X1028

Market cap$1.80B
EPS (ttm)$2.78
P/E (ttm)14.71
ROE8.7%
P/B1.19
P/S2.40
Dividend yieldDiv yield2.45%
Beta0.68vs XLF 1.01

Price target$43.00+5.7%Average of 10 analysts
ConsensusHold5 of 10 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Apr 27, 2026DA DavidsonReiterate
Rating: Target: $39
Rating: BuyTarget: $43
Jan 23, 2026StephensTarget
Target: $33
Target: $36
Jan 22, 2026DA DavidsonReiterate
Rating: Target: $36
Rating: BuyTarget: $39
Dec 16, 2025StephensTarget
Target: $32.50
Target: $33
Dec 16, 2025Stephens & Co.Downgrade
Rating: Overweight
Rating: Equal Weight

Next report
Oct 22, 26
in 30 days
EPS estimate
$0.87
Revenue estimate
$131.3M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.42$0.57$0.64$0.61$0.79$0.74$0.79Pending
Estimate$0.44$0.55$0.63$0.69$0.70$0.77$0.79$0.87
Surprise−4.5%+3.6%+1.6%−11.1%+12.9%−3.9%−0.5%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$131.6M$103.8M$109.7M$115.6M$123.8M$124.0M$128.4MPending
Estimate$103.6M$109.2M$108.9M$112.9M$118.1M$122.0M$123.5M$131.3M
Surprise+27.1%−4.9%+0.7%+2.4%+4.8%+1.6%+4.0%
Estimate$0.87
ReportedDue Oct 22, 2026
Estimate$131.3M
ReportedDue Oct 22, 2026
View details

Debt to equity43.10%
Current ratio1,102.00%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$171.9M$131.6M$171.5M$179.1M$187.8M$192.0M$184.7M$186.5M
Net income$13.3M−$20.4M$21.5M$29.7M$27.7M$31.9M$34.6M$34.8M
Net margin7.8%0.0%12.5%16.6%14.7%16.6%18.7%18.7%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$18.2M−$17.1M$28.7M$40.2M$40.1M$47.8M$48.5M$47.9M
YoY growth−21.0%Turned loss+18.3%+54.3%+120.0%Turned profit+69.0%+19.2%

Balance sheet, Jun 30, 2026Cash & short-term investments $3.54B · Total debt $655.8M · Total assets $15.01B · Shareholders' equity $1.52B

Revenue
$186.5M
Operating income
$47.9M
Net income
$34.8M
View details

Dividend yield
2.45%
Next ex-date
Oct 17, 26
estimated · in 25 days
Annual dividend
$1.00
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Oct '24Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26
Dividend$0.25$0.25$0.25$0.25$0.25$0.25$0.25$0.25
Annual yield3.18%3.13%3.97%3.47%3.59%3.24%2.70%2.48%
Ex-dateOct 17Jan 17Apr 17Jul 17Oct 17Jan 16Apr 17Jul 17
Payment dateOct 24Jan 24Apr 24Jul 24Oct 24Jan 23Apr 24Jul 24
View details

Institutions90.92%40.15M shares
220 holders · as of Jun 30, 2026
Insiders12.10%5.34M shares
19 holders · as of Sep 4, 2026
Adds to103.02%

44.16M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

These groups come from separate filings that can overlap, so they add to 103.02%; nothing is left for Other.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
14.04%6.20Mas of Jun 30, 2026
Matthew A. Lindenbaum1,2Insiderdirector
8.48%3.77Mfiled Jun 10, 2022
Wellington Management Group LLPInstitution
7.72%3.41Mas of Jun 30, 2026
T. Rowe Price Investment Management, Inc.Institution
7.17%3.17Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
5.51%2.43Mas of Jun 30, 2026
  1. Matthew A. Lindenbaum's transaction reports restate only vehicles that traded; the 2021 ownership statement (3.77M) less the 26.2K net shares sold since is used instead.
  2. Matthew A. Lindenbaum reports a block also reported by State Street Corp; it is counted once, under State Street Corp.

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 13, 2026Basswood Capital Management, L.L.C.director, other: Director-by-Deputization−7,170$41.40
Aug 12, 2026Basswood Capital Management, L.L.C.director, other: Director-by-Deputization−32,335$40.96
Aug 11, 2026Basswood Capital Management, L.L.C.director, other: Director-by-Deputization−8,674$40.59
Aug 6, 2026Raymond A. Nielsendirector−1,800$41.73
Aug 3, 2026Basswood Capital Management, L.L.C.director, other: Director-by-Deputization−20,687$41.17
View details

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CompareAfter hours

CompanyPriceChange
Dime Commercial Bancshares$40.540.00%$1.80B14.710.72.4+17.1%
Flagstar Bank$12.54−0.08%$5.25B676.916.01.2+4.0%
Valley National Bancorp$13.13+0.08%$7.43B11.29.32.5+13.3%
ConnectOne Bancorp$31.20−0.05%$1.59B9.88.92.6+46.0%
OceanFirst$17.370.00%$1.06B20.78.61.5+36.3%
Metropolitan Bank$88.36+0.05%$1.11B11.38.62.6+22.0%
M&T Bank$223.42−0.03%$32.89B12.011.22.6+5.7%
BankUnited$43.78−0.07%$3.23B12.510.31.7+3.9%
Hanover Bancorp$26.75+0.04%$192.1M21.19.91.4−45.1%
Median12.29.62.1+9.5%