DLX · NYSE · Specialty Business Services

Deluxe (DLX)

Provides checks, merchant payments, B2B payment workflows, data services, and business print.

$23.61
vs last close+0.15 (+0.66%)
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Deluxe CorporationDLX
Industrials

Provides checks, merchant payment acceptance, B2B payment workflows, data-driven marketing, and business print services, with most revenue still tied to Print. Customers are primarily North American small and midsize businesses, financial institutions, and large consumer brands.

Supplies payment and business-service tools rooted in a check-printing base. Merchant Services handles card and other payment acceptance, B2B Payments covers lockbox, remote deposit, disbursement, and fraud services, Data Solutions provides analytics and marketing support, and Print includes checks, forms, promotional products, apparel, and digital storefronts.

Serves small and midsize businesses, financial institutions, and large consumer brands, primarily across North America. The operating model uses One Deluxe go-to-market work and Print cash flow, brand, and relationships to fund payments and data growth.

The business still depends structurally on Print cash generation, secular check-volume decline, acquisition integration, payment-processing competition, and financial-institution demand for data-driven marketing.

Company facts

CEOBarry C. McCarthy
ListedMar 17, 1980
ExchangeNYSE
HeadquartersMinneapolis, MN
CountryUnited States
Employees4,571
CIK0000027996
ISINUS2480191012

Market cap$1.07B
EPS (ttm)$2.25
P/E (ttm)10.42
ROE14.6%
P/B1.52
P/S0.5081
Dividend yieldDiv yield5.12%
Beta0.33vs XLI 0.27

Price target$27.00+15.1%Average of 6 analysts
ConsensusBuy4 of 6 analysts
Ratings

Target rangeAs of Sep 21, 2026

Latest analyst notes

No analyst notes in the last 24 months.

Next report
Nov 4, 26
in 43 days
EPS estimate
$0.99
Revenue estimate
$532.2M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25Apr '25Aug '25Nov '25Jan '26May '26Aug '26Nov '26
Reported$0.84$0.75$0.88$1.09$0.96$1.05$0.87Pending
Estimate$0.80$0.72$0.71$0.92$0.82$0.91$0.81$0.99
Surprise+5.0%+4.2%+23.9%+18.5%+17.1%+15.4%+7.0%

RevenueReportedEstimate

Feb '25Apr '25Aug '25Nov '25Jan '26May '26Aug '26Nov '26
Reported$520.5M$536.5M$521.3M$540.2M$535.3M$538.1M$499.3MPending
Estimate$534.0M$525.4M$526.5M$517.4M$517.4M$535.0M$486.3M$532.2M
Surprise−2.5%+2.1%−1.0%+4.4%+3.5%+0.6%+2.7%
Estimate$0.99
ReportedDue Nov 4, 2026
Estimate$532.2M
ReportedDue Nov 4, 2026
View details

Debt to equity206.90%
Current ratio119.60%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$528.4M$520.5M$536.5M$521.3M$540.2M$535.3M$538.1M$499.3M
Net income$18.1M$12.6M$14.0M$22.4M$33.7M$12.0M$35.8M$19.1M
Net margin3.4%2.4%2.6%4.3%6.2%2.2%6.7%3.8%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$41.6M$47.1M$56.5M$65.0M$78.8M$58.2M$70.4M$55.7M
YoY growth+92.8%−7.6%+27.7%+9.6%+89.4%+23.7%+24.6%−14.3%

Balance sheet, Jun 30, 2026Cash & short-term investments $34.9M · Total debt $1.46B · Total assets $2.56B · Shareholders' equity $707.5M

Revenue
$499.3M
Operating income
$55.7M
Net income
$19.1M
View details

Dividend yield
5.12%
Next ex-date
Nov 18, 26
estimated · in 57 days
Annual dividend
$1.20
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.30$0.30$0.30$0.30$0.30$0.30$0.30$0.30
Annual yield5.27%6.67%7.91%6.32%6.31%4.42%5.14%5.15%
Ex-dateNov 19Feb 18May 19Aug 18Nov 17Feb 9May 19Aug 18
Payment dateDec 2Mar 3Jun 2Sep 2Dec 1Feb 23Jun 2Sep 1
View details

Institutions90.03%41.29M shares
252 holders · as of Jun 30, 2026
Insiders3.27%1.50M shares
24 holders · as of Sep 16, 2026
Other6.70%3.07M shares
remainder

45.86M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
15.20%6.97Mas of Jun 30, 2026
State Street CorpInstitution
6.24%2.86Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
6.21%2.85Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
5.76%2.64Mas of Jun 30, 2026
American Century Capital Portfolios, Inc.Institution
4.97%2.28Mfiled Feb 4, 2022

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Dec 10, 2025William C. Zintofficer: SVP, Chief Financial Officer+175$21.44
View details

  • Ennis

    Public print peer in business forms and financial documents

  • Global Payments

    Merchant-payments scale rival for SMB and mid-market acceptance

  • FIS

    Banking and enterprise payments infrastructure competitor

  • Cimpress

    Vista-led competitor in customized print and promo products

  • Jack Henry & Associates

    Community-bank technology peer in payments and treasury

Compare

CompanyPriceChange
Deluxe$23.61+0.66%$1.07B10.46.00.5−4.2%
Ennis$21.78+1.35%$543.7M14.01.4+3.4%
Global Payments$84.57−0.85%$21.17B5.82.1+61.5%
FIS$34.86−0.94%$18.19B5.45.41.5+29.1%
Cimpress$80.98+1.54%$1.93B21.216.00.5+8.7%
Jack Henry & Associates$149.18−1.57%$10.77B21.720.24.3+4.7%
Median17.610.91.5+8.7%