Enterprise Financial Services (EFSC)
Commercial banking, nationwide SBA lending, specialty deposits, and wealth services for privately held businesses.
$60.39
After hours−0.04 (−0.07%)
At close$60.43(−0.90%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 193 | 199 | 200 | 201 | 208 | 205 | 202 | 209 | 244 | 258 | 244 | 243 |
| Cost of revenue | 67 | 84 | 76 | 76 | 77 | 76 | 69 | 70 | 76 | 73 | 66 | 75 |
| Gross profit | 125 | 114 | 124 | 125 | 132 | 129 | 132 | 140 | 168 | 184 | 178 | 168 |
| 68 | 59 | 73 | 68 | 69 | 69 | 71 | 75 | 79 | 115 | 115 | 116 | |
| 44 | 45 | 49 | 48 | 49 | 51 | 51 | 2 | 53 | 50 | 62 | 59 | |
| General & administrative | 44 | 45 | 49 | 48 | 49 | 51 | 51 | 2 | 53 | 50 | 62 | 59 |
| Other expenses | 25 | 14 | 24 | 20 | 20 | 18 | 20 | 73 | 26 | 64 | 53 | 57 |
| Operating income | 57 | 56 | 51 | 57 | 63 | 61 | 61 | 64 | 89 | 70 | 63 | 52 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 201 | 207 | 207 | 211 | 216 | 215 | 212 | 219 | 225 | 232 | 225 | 229 |
| Interest expense | 59 | 66 | 70 | 71 | 73 | 69 | 64 | 66 | 67 | 64 | 59 | 61 |
| Income before tax | 57 | 56 | 51 | 57 | 63 | 61 | 61 | 64 | 89 | 70 | 63 | 52 |
| Income tax expense | 12 | 11 | 10 | 12 | 12 | 12 | 11 | 13 | 43 | 15 | 13 | 11 |
| Net income from continuing operations | 45 | 45 | 40 | 45 | 51 | 49 | 50 | 51 | 45 | 55 | 49 | 41 |
| Net income | 45 | 45 | 40 | 45 | 51 | 49 | 50 | 51 | 45 | 55 | 49 | 41 |
| EPS, basic | $1.17 | $1.16 | $1.05 | $1.19 | $1.33 | $1.29 | $1.33 | $1.36 | $1.20 | $1.46 | $1.31 | $1.10 |
| EPS, diluted | $1.17 | $1.16 | $1.05 | $1.19 | $1.32 | $1.28 | $1.31 | $1.36 | $1.19 | $1.45 | $1.30 | $1.09 |
| Weighted average shares, basic | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 36 |
| Weighted average shares, diluted | 38 | 38 | 38 | 38 | 37 | 37 | 37 | 37 | 37 | 37 | 37 | 37 |
| EBITDA | 60 | 58 | 53 | 60 | 65 | 63 | 63 | 67 | 91 | 73 | 67 | 52 |
| Depreciation & amortization | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 3 | 3 | 4 | 4 | 0 |
| EBIT | 57 | 56 | 51 | 57 | 63 | 61 | 61 | 64 | 89 | 70 | 63 | 52 |
