FAF · NYSE · Insurance - Specialty

First American Financial (FAF)

Provides title insurance, settlement, and digital mortgage workflow services.

$69.77
vs last close+0.50 (+0.73%)
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First American Financial CorporationFAF
Financial sector

Provides title insurance and closing and settlement services for real-estate transactions. Its Title Insurance and Services segment is supplemented by Home Warranty and digital mortgage-closing and subservicing capabilities.

Title Insurance and Services combines title insurance with closing and settlement services, alongside property-data and title-plant records and images. Home Warranty is its other reportable segment.

Docutech provides document generation, eClose, and fulfillment technology for mortgage and home-equity lenders, while ServiceMac provides mortgage subservicing. These capabilities extend its work across mortgage, settlement, post-closing, and servicing workflows.

A 2010 separation formed the current NYSE issuer around financial services and title technology. Its roots trace to Orange County title records from the late nineteenth century. The business depends on property and mortgage transaction workflows.

Company facts

CEOMark E. Seaton
ListedJun 1, 2010
ExchangeNYSE
HeadquartersSanta Ana, CA
CountryUnited States
Employees19,102
CIK0001472787
ISINUS31847R1023

Market cap$7.07B
EPS (ttm)$7.21
P/E (ttm)9.61
ROE13.6%
P/B1.26
P/S1.69
Dividend yieldDiv yield3.18%
Beta0.37vs XLF 0.82

Price target$84.00+21.3%Average of 15 analysts
ConsensusBuy11 of 15 analysts
Ratings

Target rangeAs of Sep 21, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 20, 2026BenchmarkInitiate
Rating:
Rating: Buy
Apr 27, 2026StephensTarget
Target: $72
Target: $84
Apr 24, 2026Truist FinancialTarget
Target: $82
Target: $85
Apr 24, 2026BarclaysReiterate
Rating: Target: $70
Rating: OverweightTarget: $80
Apr 6, 2026BarclaysUpgrade
Rating: Equal Weight
Rating: Overweight

Next report
Oct 21, 26
in 29 days
EPS estimate
$1.84
Revenue estimate
$2.12B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25Apr '25Jul '25Oct '25Feb '26Apr '26Jul '26Oct '26
Reported$0.70$0.71$1.41$1.70$2.05$1.33$2.08Pending
Estimate$1.07$0.64$1.40$1.42$1.43$1.81$1.80$1.84
Surprise−34.6%+10.2%+0.7%+19.7%+43.4%−26.5%+15.6%

RevenueReportedEstimate

Feb '25Apr '25Jul '25Oct '25Feb '26Apr '26Jul '26Oct '26
Reported$1.69B$1.58B$1.84B$1.98B$2.05B$2.12B$2.12BPending
Estimate$1.62B$1.53B$1.75B$1.88B$1.80B$1.79B$2.03B$2.12B
Surprise+4.2%+3.4%+4.9%+5.1%+13.8%+18.3%+4.4%
Estimate$1.84
ReportedDue Oct 21, 2026
Estimate$2.12B
ReportedDue Oct 21, 2026
View details

Debt to equity31.30%
Current ratio5,546.40%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$1.41B$1.68B$1.58B$1.84B$1.98B$2.05B$143.3M$12.3M
Net income−$104.0M$72.4M$74.2M$146.1M$189.6M$211.9M$125.1M$218.5M
Net margin0.0%4.3%4.7%7.9%9.6%10.3%87.3%1,776.4%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income−$144.4M$99.9M$96.6M$195.2M$247.0M$287.4M$161.8M−$161.8M
YoY growthLoss widened+160.2%+4.3%+28.8%Turned profit+187.7%+67.5%Turned loss

Balance sheet, Jun 30, 2026Cash & short-term investments $2.62B · Total debt $1.75B · Total assets $18.94B · Shareholders' equity $5.60B

Revenue
$12.3M
Operating income
−$161.8M
Net income
$218.5M
View details

Dividend yield
3.18%
Next ex-date
Sep 28, 26
in 6 days
Annual dividend
$2.20
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yieldUpcoming

Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26Sep '26
Dividend$0.54$0.54$0.54$0.55$0.55$0.55$0.55$0.61
Annual yield3.16%3.44%3.84%3.32%3.51%3.30%3.38%3.26%
Ex-dateDec 9Mar 10Jun 9Sep 22Dec 8Mar 9Jun 8Sep 28
Payment dateDec 16Mar 17Jun 16Sep 29Dec 15Mar 16Jun 15Oct 5
View details

Institutions98.59%100.66M shares
481 holders · as of Jun 30, 2026
Insiders3.78%3.86M shares
16 holders · as of Jul 28, 2026
Strategic holders11.51%11.75M shares
1 holder · as of Jul 10, 2019
Adds to113.88%

102.10M company shares as of Aug 31, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

These groups come from separate filings that can overlap, so they add to 113.88%; nothing is left for Other.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Strategic
11.51%11.75Mfiled Jul 10, 2019
BlackRock, Inc.Institution
9.19%9.38Mas of Jun 30, 2026
FMR LLCInstitution
8.97%9.16Mas of Jun 30, 2026
Boston PartnersInstitution
5.72%5.84Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
5.30%5.41Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Jul 24, 2026Steven A. Adamsofficer: VP & Chief Accounting Officer−3,253$74.99
May 5, 2026Lisa W. Cornehlofficer: SVP, Chief Legal Officer−5,823$68.63
Apr 24, 2026Margaret M. McCarthydirector−6,630$70.59
Feb 13, 2026Parker S. Kennedydirector+15,000$67.17
Feb 17, 2026Parker S. Kennedydirector+44,841$67.85
View details

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