First Business Financial Services (FBIZ)
Runs a branchless commercial bank pairing lending niches with private wealth management for business clients.
$70.24
After-hours close0.00 (0.00%)
At close$70.24(−1.21%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 59 | 62 | 63 | 65 | 66 | 68 | 67 | 69 | 73 | 70 | 71 | 74 |
| Cost of revenue | 24 | 28 | 29 | 29 | 30 | 30 | 29 | 30 | 30 | 30 | 29 | 29 |
| Gross profit | 35 | 34 | 34 | 36 | 36 | 38 | 38 | 38 | 43 | 40 | 41 | 45 |
| 23 | 22 | 23 | 24 | 23 | 23 | 25 | 25 | 26 | 24 | 27 | 28 | |
| 17 | 16 | 18 | 18 | 17 | 17 | 19 | 18 | 19 | 19 | 21 | 21 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| General & administrative | 16 | 15 | 17 | 17 | 17 | 16 | 18 | 17 | 18 | 18 | 20 | 20 |
| Other expenses | 6 | 6 | 6 | 6 | 6 | 6 | 6 | 7 | 7 | 5 | 6 | 7 |
| Operating income | 12 | 12 | 11 | 12 | 13 | 15 | 13 | 13 | 17 | 16 | 14 | 17 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 51 | 55 | 56 | 58 | 59 | 60 | 60 | 61 | 64 | 63 | 62 | 65 |
| Interest expense | 22 | 25 | 26 | 27 | 28 | 27 | 26 | 27 | 29 | 28 | 26 | 27 |
| Income before tax | 12 | 12 | 11 | 12 | 13 | 15 | 13 | 13 | 17 | 16 | 14 | 17 |
| Income tax expense | 2 | 3 | 2 | 2 | 2 | 1 | 2 | 2 | 3 | 3 | 2 | 1 |
| Net income from continuing operations | 10 | 10 | 9 | 10 | 11 | 14 | 11 | 11 | 14 | 13 | 12 | 16 |
| Net income | 10 | 10 | 9 | 10 | 11 | 14 | 11 | 11 | 14 | 13 | 12 | 16 |
| EPS, basic | $1.17 | $1.15 | $1.04 | $1.23 | $1.24 | $1.71 | $1.32 | $1.35 | $1.70 | $1.60 | $1.49 | $1.84 |
| EPS, diluted | $1.17 | $1.15 | $1.04 | $1.23 | $1.24 | $1.71 | $1.32 | $1.35 | $1.70 | $1.60 | $1.49 | $1.84 |
| Weighted average shares, basic | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| Weighted average shares, diluted | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 | 8 |
| EBITDA | 13 | 13 | 11 | 13 | 14 | 16 | 14 | 14 | 18 | 17 | 15 | 18 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| EBIT | 12 | 12 | 11 | 12 | 13 | 15 | 13 | 13 | 17 | 16 | 14 | 17 |