First Bancorp (FBNC)
Community bank providing loans, deposits, treasury services, and wealth management across the Carolinas.
$63.02
After hours−0.02 (−0.04%)
At close$63.05(+0.47%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 138 | 136 | 138 | 143 | 143 | 107 | 144 | 150 | 128 | 121 | 158 | 21 |
| Cost of revenue | 39 | 47 | 49 | 48 | 63 | 44 | 41 | 42 | 42 | 37 | 38 | 38 |
| Gross profit | 99 | 89 | 90 | 95 | 81 | 63 | 104 | 107 | 86 | 84 | 119 | −17 |
| 61 | 51 | 58 | 58 | 58 | 56 | 57 | 57 | 60 | 62 | 60 | 42 | |
| 39 | 47 | 37 | 35 | 43 | 38 | 38 | 38 | 43 | 37 | 42 | 42 | |
| Selling & marketing | 1 | 4 | 1 | 0 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 |
| General & administrative | 38 | 43 | 36 | 35 | 42 | 37 | 37 | 37 | 43 | 37 | 42 | 42 |
| Other expenses | 22 | 5 | 20 | 24 | 15 | 18 | 19 | 19 | 17 | 25 | 18 | 0 |
| Operating income | 38 | 38 | 32 | 37 | 23 | 7 | 47 | 50 | 26 | 22 | 59 | −59 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −5 | 0 | 122 | |
| Interest income | 124 | 127 | 127 | 129 | 131 | 132 | 133 | 137 | 144 | 144 | 142 | −142 |
| Interest expense | 39 | 44 | 47 | 48 | 48 | 44 | 40 | 40 | 42 | 37 | 35 | 37 |
| Income before tax | 38 | 38 | 32 | 37 | 23 | 7 | 47 | 50 | 26 | 17 | 59 | 63 |
| Income tax expense | 8 | 8 | 7 | 8 | 4 | 3 | 10 | 11 | 6 | 1 | 12 | 13 |
| Net income from continuing operations | 30 | 30 | 25 | 29 | 19 | 4 | 36 | 39 | 20 | 16 | 47 | 51 |
| Net income | 30 | 30 | 25 | 29 | 19 | 4 | 36 | 39 | 20 | 16 | 47 | 51 |
| EPS, basic | $0.73 | $0.72 | $0.61 | $0.70 | $0.45 | $0.09 | $0.88 | $0.93 | $0.49 | $0.38 | $1.13 | $1.22 |
| EPS, diluted | $0.73 | $0.72 | $0.61 | $0.70 | $0.45 | $0.09 | $0.88 | $0.93 | $0.49 | $0.38 | $1.13 | $1.22 |
| Weighted average shares, basic | 41 | 41 | 41 | 41 | 41 | 39 | 41 | 41 | 41 | 41 | 41 | 41 |
| Weighted average shares, diluted | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 | 41 |
| EBITDA | 42 | 43 | 37 | 41 | 27 | 11 | 51 | 54 | 27 | 23 | 62 | −62 |
| Depreciation & amortization | 5 | 5 | 5 | 5 | 4 | 4 | 4 | 4 | 1 | 1 | 3 | −3 |
| EBIT | 38 | 38 | 32 | 37 | 23 | 7 | 47 | 50 | 26 | 22 | 59 | −59 |
