First Carolina Financial Services (FCBM)
Southeast commercial banking and BankMobile student-refund payments.
$12.81
vs last close−0.10 (−0.77%)
In millions of USD, except per-share figures
| In millions | Q1 FY25Mar 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|
| Revenue | 31 | 51 | 54 |
| Cost of revenue | 0 | 20 | 22 |
| Gross profit | 31 | 31 | 32 |
| 0 | 24 | 26 | |
| 16 | 18 | 16 | |
| General & administrative | 16 | 18 | 16 |
| Other expenses | −16 | 5 | 10 |
| Operating income | 0 | 7 | 6 |
| 6 | 0 | 0 | |
| Interest income | 44 | 46 | 47 |
| Interest expense | 21 | 21 | 21 |
| Income before tax | 6 | 7 | 6 |
| Income tax expense | 1 | 1 | 1 |
| Net income from continuing operations | 5 | 6 | 5 |
| Net income | 5 | 6 | 5 |
| EPS, basic | $0.16 | $0.20 | $0.20 |
| EPS, diluted | $0.16 | $0.20 | $0.20 |
| Weighted average shares, basic | 30 | 30 | 25 |
| Weighted average shares, diluted | 30 | 30 | 25 |
| EBITDA | 0 | 9 | 6 |
| Depreciation & amortization | 1 | 1 | 0 |
| EBIT | 0 | 7 | 6 |