First Commonwealth Financial (FCF)
Provides deposit-funded consumer and commercial banking across Pennsylvania and Ohio.
$20.74
After hours−0.01 (−0.02%)
At close$20.75(−1.36%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 165 | 169 | 169 | 176 | 179 | 175 | 170 | 184 | 188 | 189 | 179 | 67 |
| Cost of revenue | 48 | 47 | 57 | 64 | 68 | 61 | 57 | 65 | 63 | 51 | 59 | 59 |
| Gross profit | 117 | 122 | 112 | 112 | 111 | 114 | 112 | 118 | 125 | 138 | 120 | 8 |
| 67 | 65 | 66 | 66 | 70 | 69 | 71 | 76 | 73 | 74 | 73 | 54 | |
| 39 | 39 | 38 | 40 | 42 | 41 | 3 | 3 | 44 | 44 | 53 | 54 | |
| Selling & marketing | 2 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 2 | 2 | 0 | 3 |
| General & administrative | 38 | 38 | 37 | 39 | 40 | 39 | 2 | 2 | 42 | 42 | 53 | 51 |
| Other expenses | 28 | 26 | 27 | 26 | 28 | 28 | 68 | 73 | 29 | 31 | 20 | 0 |
| Operating income | 49 | 57 | 46 | 47 | 41 | 45 | 41 | 42 | 52 | 63 | 47 | −46 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −7 | 0 | 102 | |
| Interest income | 139 | 143 | 145 | 150 | 154 | 149 | 147 | 158 | 162 | 164 | 157 | 159 |
| Interest expense | 42 | 49 | 53 | 56 | 58 | 55 | 52 | 53 | 52 | 51 | 48 | 47 |
| Income before tax | 49 | 57 | 46 | 47 | 41 | 45 | 41 | 42 | 52 | 56 | 47 | 56 |
| Income tax expense | 10 | 12 | 9 | 9 | 8 | 9 | 8 | 9 | 10 | 12 | 10 | 12 |
| Net income from continuing operations | 39 | 45 | 38 | 37 | 32 | 36 | 33 | 33 | 41 | 45 | 38 | 45 |
| Net income | 39 | 45 | 38 | 37 | 32 | 36 | 33 | 33 | 41 | 45 | 38 | 45 |
| EPS, basic | $0.38 | $0.44 | $0.37 | $0.36 | $0.31 | $0.35 | $0.32 | $0.32 | $0.40 | $0.43 | $0.37 | $0.44 |
| EPS, diluted | $0.38 | $0.44 | $0.37 | $0.36 | $0.31 | $0.35 | $0.32 | $0.32 | $0.39 | $0.43 | $0.37 | $0.44 |
| Weighted average shares, basic | 102 | 102 | 102 | 102 | 102 | 102 | 102 | 104 | 105 | 103 | 102 | 102 |
| Weighted average shares, diluted | 102 | 102 | 102 | 102 | 102 | 102 | 102 | 104 | 105 | 104 | 102 | 102 |
| EBITDA | 50 | 58 | 48 | 47 | 42 | 47 | 43 | 43 | 54 | 65 | 49 | −48 |
| Depreciation & amortization | 1 | 1 | 2 | 1 | 1 | 2 | 2 | 1 | 2 | 1 | 2 | −2 |
| EBIT | 49 | 57 | 46 | 47 | 41 | 45 | 41 | 42 | 52 | 63 | 47 | −46 |
