First Citizens BancShares (FCNCA)
Combines relationship banking, national commercial finance, innovation banking and rail leasing.
$2,069.37
vs last close+1.36 (+0.07%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,703 | 3,676 | 3,703 | 3,707 | 3,783 | 3,689 | 3,525 | 3,623 | 3,694 | 3,655 | 3,478 | 3,604 |
| Cost of revenue | 1,313 | 1,455 | 1,331 | 1,404 | 1,459 | 1,447 | 1,386 | 1,365 | 1,455 | 1,384 | 1,165 | 1,185 |
| Gross profit | 2,390 | 2,221 | 2,372 | 2,303 | 2,324 | 2,242 | 2,139 | 2,258 | 2,239 | 2,271 | 2,313 | 2,419 |
| 1,393 | 1,508 | 1,368 | 1,324 | 1,451 | 1,506 | 1,488 | 1,500 | 1,488 | 1,460 | 1,608 | 1,528 | |
| 836 | 876 | 844 | 856 | 898 | 913 | 946 | 941 | 955 | 1,406 | 1,608 | 1,111 | |
| Selling & marketing | 22 | 21 | 14 | 18 | 20 | 24 | 32 | 32 | 33 | 45 | 30 | 0 |
| General & administrative | 814 | 855 | 830 | 838 | 878 | 889 | 914 | 909 | 922 | 1,361 | 1,578 | 1,111 |
| Other expenses | 557 | 632 | 524 | 468 | 553 | 593 | 542 | 559 | 533 | 54 | 0 | 417 |
| Operating income | 997 | 713 | 1,004 | 979 | 873 | 736 | 651 | 758 | 751 | 811 | 705 | 891 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 3,110 | 3,117 | 3,084 | 3,130 | 3,138 | 3,001 | 2,895 | 2,945 | 2,998 | 2,940 | 2,786 | 2,851 |
| Interest expense | 1,121 | 1,206 | 1,267 | 1,309 | 1,342 | 1,292 | 1,232 | 1,250 | 1,264 | 1,218 | 1,165 | 1,195 |
| Income before tax | 997 | 713 | 1,004 | 979 | 873 | 736 | 651 | 758 | 751 | 811 | 705 | 891 |
| Income tax expense | 245 | 199 | 273 | 272 | 234 | 36 | 168 | 183 | 183 | 231 | 171 | 219 |
| Net income from continuing operations | 752 | 514 | 731 | 707 | 639 | 700 | 483 | 575 | 568 | 580 | 534 | 672 |
| Net income | 752 | 514 | 731 | 707 | 639 | 700 | 483 | 575 | 568 | 580 | 534 | 672 |
| EPS, basic | $50.73 | $34.35 | $49.27 | $47.54 | $43.41 | $49.21 | $34.47 | $42.36 | $43.12 | $45.81 | $42.63 | $55.48 |
| EPS, diluted | $50.69 | $34.32 | $49.26 | $47.54 | $43.41 | $49.21 | $34.47 | $42.36 | $43.12 | $45.81 | $42.63 | $55.48 |
| Weighted average shares, basic | 15 | 15 | 15 | 15 | 14 | 14 | 14 | 13 | 13 | 12 | 12 | 12 |
| Weighted average shares, diluted | 15 | 15 | 15 | 15 | 14 | 14 | 14 | 13 | 13 | 12 | 12 | 12 |
| EBITDA | 895 | 668 | 992 | 985 | 915 | 830 | 744 | 886 | 842 | 926 | 819 | 891 |
| Depreciation & amortization | −102 | −45 | −12 | 6 | 42 | 94 | 93 | 128 | 91 | 115 | 114 | 0 |
| EBIT | 997 | 713 | 1,004 | 979 | 873 | 736 | 651 | 758 | 751 | 811 | 705 | 891 |