First Financial Bankshares (FFIN)
Runs a Texas community bank with regional lending, deposits, and wealth-management services.
$32.31
After hours−0.01 (−0.03%)
At close$32.32(−1.28%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 160 | 161 | 176 | 181 | 189 | 193 | 194 | 206 | 210 | 216 | 215 | 222 |
| Cost of revenue | 43 | 45 | 50 | 56 | 59 | 51 | 52 | 52 | 77 | 52 | 50 | 53 |
| Gross profit | 116 | 116 | 126 | 125 | 130 | 143 | 142 | 153 | 133 | 165 | 165 | 169 |
| 56 | 60 | 61 | 62 | 63 | 67 | 67 | 72 | 70 | 75 | 77 | 81 | |
| 36 | 40 | 40 | 40 | 40 | 45 | 45 | 46 | 46 | 78 | 52 | 56 | |
| Selling & marketing | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 0 | 0 |
| General & administrative | 35 | 40 | 39 | 40 | 40 | 44 | 45 | 45 | 45 | 77 | 52 | 56 |
| Other expenses | 20 | 20 | 21 | 21 | 22 | 22 | 21 | 26 | 24 | −2 | 25 | 26 |
| Operating income | 60 | 56 | 65 | 64 | 67 | 76 | 75 | 82 | 63 | 90 | 88 | 87 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 136 | 143 | 150 | 154 | 161 | 166 | 168 | 173 | 181 | 183 | 183 | 186 |
| Interest expense | 41 | 45 | 49 | 50 | 53 | 50 | 48 | 49 | 53 | 52 | 48 | 49 |
| Income before tax | 60 | 56 | 65 | 64 | 67 | 76 | 75 | 82 | 63 | 90 | 88 | 87 |
| Income tax expense | 11 | 10 | 11 | 11 | 12 | 14 | 14 | 15 | 11 | 16 | 16 | 16 |
| Net income from continuing operations | 50 | 46 | 53 | 52 | 55 | 62 | 61 | 67 | 52 | 73 | 72 | 72 |
| Net income | 50 | 46 | 53 | 52 | 55 | 62 | 61 | 67 | 52 | 73 | 72 | 72 |
| EPS, basic | $0.35 | $0.32 | $0.37 | $0.37 | $0.39 | $0.44 | $0.43 | $0.47 | $0.37 | $0.51 | $0.50 | $0.50 |
| EPS, diluted | $0.35 | $0.32 | $0.37 | $0.37 | $0.39 | $0.43 | $0.43 | $0.47 | $0.36 | $0.51 | $0.50 | $0.50 |
| Weighted average shares, basic | 143 | 143 | 143 | 143 | 143 | 143 | 143 | 142 | 143 | 143 | 143 | 143 |
| Weighted average shares, diluted | 143 | 143 | 143 | 143 | 143 | 143 | 143 | 142 | 143 | 143 | 144 | 144 |
| EBITDA | 63 | 59 | 68 | 67 | 71 | 79 | 79 | 85 | 67 | 90 | 91 | 87 |
| Depreciation & amortization | 3 | 3 | 3 | 3 | 3 | 4 | 4 | 3 | 4 | 0 | 4 | 0 |
| EBIT | 60 | 56 | 65 | 64 | 67 | 76 | 75 | 82 | 63 | 90 | 88 | 87 |
