FinWise Bancorp (FINW)
Runs a Utah bank behind national lending, card, and payments programs.
$11.84
After-hours close+0.01 (+0.08%)
At close$11.83(−3.51%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 22 | 25 | 23 | 24 | 25 | 26 | 26 | 30 | 42 | 53 | 48 | 60 |
| Cost of revenue | 6 | 7 | 7 | 6 | 6 | 8 | 8 | 10 | 18 | 23 | 16 | 28 |
| Gross profit | 16 | 18 | 17 | 17 | 19 | 18 | 19 | 20 | 24 | 29 | 32 | 32 |
| 10 | 12 | 12 | 13 | 14 | 14 | 14 | 15 | 17 | 24 | 28 | 29 | |
| 6 | 7 | 8 | 9 | 10 | 9 | 10 | 10 | 13 | 12 | 11 | 11 | |
| General & administrative | 6 | 7 | 8 | 9 | 10 | 9 | 10 | 10 | 13 | 12 | 11 | 11 |
| Other expenses | 3 | 5 | 4 | 5 | 4 | 5 | 4 | 4 | 5 | 12 | 17 | 17 |
| Operating income | 7 | 6 | 5 | 4 | 5 | 4 | 4 | 5 | 6 | 5 | 4 | 3 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 17 | 18 | 18 | 18 | 19 | 19 | 19 | 20 | 24 | 30 | 34 | 34 |
| Interest expense | 3 | 4 | 4 | 4 | 4 | 4 | 4 | 5 | 5 | 6 | 5 | 5 |
| Income before tax | 7 | 6 | 5 | 4 | 5 | 4 | 4 | 5 | 6 | 5 | 4 | 3 |
| Income tax expense | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 1 | 1 |
| Net income from continuing operations | 5 | 4 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 3 | 2 |
| Net income | 5 | 4 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 4 | 3 | 2 |
| EPS, basic | $0.38 | $0.33 | $0.26 | $0.25 | $0.26 | $0.21 | $0.24 | $0.31 | $0.36 | $0.30 | $0.21 | $0.16 |
| EPS, diluted | $0.37 | $0.32 | $0.25 | $0.24 | $0.25 | $0.20 | $0.23 | $0.29 | $0.34 | $0.27 | $0.20 | $0.15 |
| Weighted average shares, basic | 12 | 12 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 |
| Weighted average shares, diluted | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 13 | 14 | 14 | 14 | 14 |
| EBITDA | 8 | 7 | 6 | 6 | 6 | 5 | 6 | 7 | 8 | 7 | 5 | 3 |
| Depreciation & amortization | 1 | 1 | 1 | 2 | 2 | 1 | 1 | 1 | 1 | 1 | 1 | 0 |
| EBIT | 7 | 6 | 5 | 4 | 5 | 4 | 4 | 5 | 6 | 5 | 4 | 3 |