Primis Financial (FRST)
Runs community banking plus healthcare, warehouse, and mortgage platforms.
$15.51
vs last close−0.30 (−1.90%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 58 | 58 | 61 | 63 | 66 | 64 | 80 | 58 | 64 | 103 | 67 | 78 |
| Cost of revenue | 25 | 47 | 32 | 30 | 37 | 59 | 23 | 31 | 23 | 25 | 23 | 28 |
| Gross profit | 32 | 11 | 29 | 33 | 30 | 5 | 57 | 27 | 41 | 78 | 44 | 50 |
| 37 | 28 | 28 | 30 | 31 | 37 | 33 | 24 | 32 | 42 | 34 | 38 | |
| 15 | 16 | 17 | 17 | 18 | 19 | 19 | 19 | 20 | 30 | 21 | 38 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 0 | 0 | 1 | 1 |
| General & administrative | 15 | 15 | 16 | 17 | 17 | 19 | 19 | 18 | 20 | 30 | 20 | 37 |
| Other expenses | 22 | 12 | 11 | 13 | 13 | 18 | 13 | 6 | 12 | 12 | 13 | 0 |
| Operating income | −5 | −17 | 2 | 3 | −1 | −32 | 25 | 3 | 9 | 36 | 10 | 12 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 48 | 42 | 50 | 52 | 57 | 51 | 48 | 48 | 52 | 53 | 54 | 56 |
| Interest expense | 24 | 25 | 25 | 27 | 29 | 25 | 21 | 22 | 23 | 22 | 21 | 23 |
| Income before tax | −5 | −17 | 2 | 3 | −1 | −32 | 25 | 3 | 9 | 36 | 10 | 12 |
| Income tax expense | 2 | −4 | 1 | 1 | 0 | −6 | 6 | 1 | 2 | 7 | 3 | 3 |
| Net income from continuing operations | −6 | −12 | 1 | 2 | −1 | −26 | 19 | 2 | 7 | 30 | 7 | 9 |
| Net income | −6 | −10 | 2 | 3 | 1 | −23 | 23 | 2 | 7 | 30 | 7 | 9 |
| EPS, basic | $0.31 | −$0.41 | $0.10 | $0.14 | $0.05 | −$0.94 | $0.92 | $0.10 | $0.28 | $1.20 | $0.30 | $0.38 |
| EPS, diluted | $0.31 | −$0.41 | $0.10 | $0.14 | $0.05 | −$0.94 | $0.92 | $0.10 | $0.28 | $1.20 | $0.30 | $0.38 |
| Weighted average shares, basic | 25 | 25 | 25 | 24 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 |
| Weighted average shares, diluted | 25 | 25 | 25 | 24 | 25 | 25 | 25 | 25 | 25 | 25 | 25 | 25 |
| EBITDA | −2 | −14 | 4 | 5 | 1 | −30 | 27 | 5 | 11 | 39 | 14 | 15 |
| Depreciation & amortization | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 3 | 3 |
| EBIT | −5 | −17 | 2 | 3 | −1 | −32 | 25 | 3 | 9 | 36 | 10 | 12 |