GDOT · NYSE · Financial - Credit Services

Green Dot (GDOT)

Provides card, cash-deposit, tax-refund, and disbursement services for consumers and partners.

$13.21
After hours−0.01 (−0.08%)
At close$13.22(+0.53%)
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Green Dot CorporationGDOT
Financial sector

Provides card, tax-refund, cash-deposit, and disbursement services through B2B Services, Consumer Services, and Money Movement Services. A bank-owned platform links consumer and partner offerings, while a pending separation remains subject to banking approvals.

Provides debit, credit, prepaid, and payroll cards alongside tax refunds, cash deposits, and disbursements. The business is reported through B2B Services, Consumer Services, and Money Movement Services.

A bank-owned platform grew from retail prepaid cards into payments and banking infrastructure. B2B Services works with partners, Consumer Services serves card and account users, and Money Movement Services handles funds and tax-refund processing.

Operations remain shaped by bank-holding-company regulation and Federal Reserve consumer-compliance remediation requirements. A pending transaction would separate non-bank fintech operations from Green Dot Bank, subject to banking approvals and other closing conditions.

Company facts

CEOWilliam I. Jacobs
ListedJul 22, 2010
ExchangeNYSE
HeadquartersProvo, UT
CountryUnited States
Employees900
CIK0001386278
ISINUS39304D1028

Market cap$745.3M
EPS (ttm)−$0.5068
P/E (ttm)−25.95
ROE-2.8%
P/B0.7934
P/S0.3284
Dividend yieldDiv yield
Beta0.67vs XLF 0.72

Price target$18.00+35.6%Average of 39 analysts
ConsensusHold24 of 39 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Mar 17, 2026Craig-HallumTarget
Target:
Target: $18
Nov 25, 2025Northland SecuritiesTarget
Target: $18
Target: $14.25
Oct 15, 2025Northland SecuritiesTarget
Target: $16
Target: $18

Next report
Nov 9, 26
in 48 days
EPS estimate
$0.10
Revenue estimate
$555.9M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25May '25Aug '25Nov '25Mar '26May '26Aug '26Nov '26
Reported$0.40$1.06$0.40$0.06−$0.08$1.12$0.26Pending
Estimate$0.38$0.70$0.17−$0.11−$0.10$0.88$0.37$0.10
Surprise+5.3%+51.4%+135.3%+154.5%+20.0%+27.3%−29.7%

RevenueReportedEstimate

Feb '25May '25Aug '25Nov '25Mar '26May '26Aug '26Nov '26
Reported$455.0M$558.9M$504.2M$494.8M$519.7M$652.0M$591.3MPending
Estimate$421.9M$503.2M$484.8M$508.1M$508.1M$597.4M$541.2M$555.9M
Surprise+7.9%+11.1%+4.0%−2.6%+2.3%+9.1%+9.3%
Estimate$0.10
ReportedDue Nov 9, 2026
Estimate$555.9M
ReportedDue Nov 9, 2026
View details

Debt to equity7.00%
Current ratio44.70%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$409.7M$455.0M$558.9M$504.2M$494.8M$522.6M$656.2M$595.9M
Net income−$7.8M$5.1M$25.8M−$47.0M−$30.8M−$46.8M$53.8M−$2.1M
Net margin0.0%1.1%4.6%0.0%0.0%0.0%8.2%0.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income−$2.9M$14.4M$60.7M$13.4M−$32.8M−$27.0M$70.9M$4.9M
YoY growthLoss narrowedTurned profit+475.6%Turned profitLoss widenedTurned loss+16.7%−63.3%

Balance sheet, Jun 30, 2026Cash & short-term investments $1.14B · Total debt $65.5M · Total assets $6.19B · Shareholders' equity $939.4M

Revenue
$595.9M
Operating income
$4.9M
Net income
−$2.1M
View details

No dividends on record.

Institutions83.18%47.40M shares
170 holders · as of Jun 30, 2026
Insiders16.87%9.61M shares
14 holders · as of May 22, 2026
Strategic holders9.44%5.38M shares
1 holder · as of Dec 31, 2024
Adds to109.49%

56.99M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

These groups come from separate filings that can overlap, so they add to 109.49%; nothing is left for Other.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Topline Capital Partners, LPStrategic10 percent owner
9.44%5.38Mfiled Dec 31, 2024
Jeffrey B. OsherInsider
7.76%4.42Mfiled Mar 13, 2017
No Street GP LPInstitution
7.46%4.25Mas of Jun 30, 2026
BlackRock, Inc.Institution
7.40%4.22Mas of Jun 30, 2026
T. Rowe Price Investment Management, Inc.Institution
6.94%3.96Mfiled Feb 14, 2024

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Nov 28, 2025J. Chris Brewsterdirector−7,969$12.37
Nov 28, 2025Saturnino Sixto Fanlodirector−13,451$12.61
View details

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