GNW · NYSE · Insurance - Diversified

Genworth Financial (GNW)

Runs Enact mortgage insurance, legacy policy blocks, and CareScout aging-care services.

$9.63
vs last close−0.13 (−1.33%)
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Genworth Financial, Inc.GNW
Financial sector

Writes U.S. private mortgage insurance through majority-owned Enact, services closed blocks of legacy long-term-care, life, and annuity policies, and sells aging-care services and new long-term-care coverage through CareScout. Earnings combine insurance premiums and investment income, while results remain shaped by mortgage-credit conditions and long-duration policy obligations.

Operates through Enact and Closed Block as reported segments, with newer CareScout businesses housed in Corporate and Other. Enact, a majority-owned public subsidiary, writes private mortgage insurance for predominantly prime U.S. residential loans. Closed Block services in-force long-term-care, life-insurance, and annuity policies that its legacy insurers no longer sell.

Expanded CareScout services nationwide around aging-care navigation: the CareScout Quality Network connects families with credentialed home-care and senior-living providers, Care Plans offer nurse-led guidance, and Care Assurance supplies newly issued long-term-care insurance. The Seniorly acquisition expanded access to senior-living communities.

Earns premiums and investment income while managing long-duration policy obligations. Enact depends on U.S. housing and mortgage-credit conditions and eligibility under government-sponsored enterprise standards; Closed Block outcomes depend on claims experience, reserve assumptions, approved rate increases, and state insurance regulation.

Company facts

CEOJerome T. Upton
ListedMay 25, 2004
ExchangeNYSE
HeadquartersGlen Allen, VA
CountryUnited States
Employees3,100
CIK0001276520
ISINUS37247D1063

Market cap$3.74B
EPS (ttm)$0.5350
P/E (ttm)18.24
ROE2.4%
P/B0.4283
P/S0.5348
Dividend yieldDiv yield
Beta0.23vs XLF 0.93

No analyst consensus on record.

Next report
Nov 9, 26
estimated · in 47 days
EPS estimate
$0.28
Revenue estimate
$1.88B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25Apr '25Jul '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$0.04$0.12$0.16$0.04$0.02$0.28$0.29Pending
Estimate$0.18$0.21$0.06$0.10$0.16$0.18$0.28$0.28
Surprise−77.8%−42.9%+166.7%−60.0%−87.5%+60.0%+3.6%

RevenueReportedEstimate

Feb '25Apr '25Jul '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$1.72B$1.79B$1.73B$1.87B$1.78B$1.78B$1.90BPending
Estimate$1.49B$1.72B$1.90B$1.88B
Surprise+19.5%+3.1%0.0%
Estimate$0.28
ReportedDue Nov 9, 2026
Estimate$1.88B
ReportedDue Nov 9, 2026
View details

Debt to equity17.20%
Current ratio338.10%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$1.84B$1.72B$1.78B$1.73B$1.87B$1.49B$1.72B$1.90B
Net income$85.0M−$1.0M$54.0M$51.0M$116.0M$2.0M$47.0M$47.0M
Net margin4.6%0.0%3.0%3.0%6.2%0.1%2.7%2.5%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$161.0M$55.0M$126.0M$125.0M$164.0M$18.0M$111.0M$109.0M
YoY growth+78.9%Turned profit−46.6%−12.6%+1.9%−67.3%−11.9%−12.8%

Balance sheet, Jun 30, 2026Cash & short-term investments $47.25B · Total debt $1.50B · Total assets $87.36B · Shareholders' equity $8.73B

Revenue
$1.90B
Operating income
$109.0M
Net income
$47.0M
View details

No dividends on record.

Institutions87.50%330.63M shares
376 holders · as of Jun 30, 2026
Insiders3.00%11.34M shares
20 holders · as of Sep 8, 2026
Other9.50%35.88M shares
remainder

377.85M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
14.79%55.88Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
6.78%25.62Mas of Jun 30, 2026
Donald Smith & Co., Inc.Institution
5.95%22.48Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
5.88%22.20Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.39%16.61Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Sep 3, 2026Thomas J. McInerneydirector, officer: President and CEO; Director−100,000$10.53
Aug 24, 2026Melissa Hagermanofficer: EVP and Chief HR Officer−14,708$9.92
Aug 21, 2026Gregory S. Karawanofficer: EVP and General Counsel−40,000$9.91
May 22, 2026Thomas J. McInerneydirector, officer: President and CEO; Director−100,000$9.27
May 22, 2026Robert P. Jr Restrepodirector−50,000$9.12
View details

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