Inter & Co (INTR)
A mobile platform combining Brazilian banking, investments, insurance, shopping, and cross-border services.
$5.45
vs last close−0.09 (−1.58%)
In millions of USD, except per-share figures · converted from BRL at the latest rate
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 396 | 402 | 421 | 438 | 488 | 542 | 587 | 666 | 742 | 801 | 815 | 891 |
| Cost of revenue | 229 | 221 | 239 | 232 | 254 | 279 | 334 | 388 | 446 | 469 | 492 | 528 |
| Gross profit | 167 | 181 | 182 | 206 | 234 | 262 | 252 | 279 | 296 | 332 | 323 | 363 |
| 138 | 140 | 129 | 148 | 177 | 196 | 183 | 204 | 215 | 241 | 230 | 261 | |
| 109 | 112 | 112 | 116 | 140 | 149 | 146 | 152 | 158 | 173 | 172 | 65 | |
| Selling & marketing | 4 | 6 | 7 | 10 | 16 | 14 | 12 | 13 | 15 | 16 | 12 | 0 |
| General & administrative | 105 | 106 | 105 | 106 | 124 | 136 | 135 | 139 | 144 | 156 | 160 | 65 |
| Other expenses | 29 | 28 | 17 | 32 | 37 | 47 | 37 | 52 | 56 | 69 | 58 | 197 |
| Operating income | 28 | 40 | 53 | 58 | 57 | 66 | 70 | 75 | 81 | 90 | 93 | 102 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 215 | 563 | 237 | 350 | 383 | 319 | 351 | 414 | 433 | 482 | 500 | 711 |
| Interest expense | 150 | 146 | 148 | 150 | 162 | 183 | 229 | 277 | 322 | 335 | 341 | 360 |
| Income before tax | 28 | 40 | 53 | 58 | 57 | 66 | 70 | 75 | 81 | 90 | 93 | 102 |
| Income tax expense | 8 | 9 | 15 | 15 | 7 | 9 | 10 | 10 | 12 | 12 | 12 | 13 |
| Net income from continuing operations | 20 | 31 | 38 | 43 | 51 | 57 | 60 | 65 | 69 | 78 | 81 | 89 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | — |
| Net income | 18 | 29 | 36 | 40 | 47 | 54 | 56 | 61 | 65 | 73 | 77 | 84 |
| EPS, basic | $0.04 | $0.07 | $0.08 | $0.09 | $0.10 | $0.12 | $0.13 | $0.14 | $0.15 | $0.17 | $0.17 | $0.19 |
| EPS, diluted | $0.04 | $0.07 | $0.08 | $0.09 | $0.10 | $0.12 | $0.13 | $0.14 | $0.15 | $0.17 | $0.17 | $0.19 |
| Weighted average shares, basic | 402 | 407 | 426 | 436 | 438 | 439 | 440 | 440 | 448 | 441 | 441 | 441 |
| Weighted average shares, diluted | 402 | 407 | 426 | 436 | 438 | 442 | 440 | 444 | 448 | 441 | 446 | 448 |
| EBITDA | 36 | 49 | 61 | 68 | 68 | 78 | 83 | 89 | 98 | 112 | 111 | 102 |
| Depreciation & amortization | 8 | 8 | 8 | 10 | 10 | 12 | 13 | 15 | 16 | 22 | 18 | 0 |
| EBIT | 28 | 40 | 53 | 58 | 57 | 66 | 70 | 75 | 81 | 90 | 93 | 102 |