KB · NYSE · Banks - Regional

KBFG (ADR) (KB)

Combines Korean retail banking with securities, cards, insurance, and Southeast Asian banking operations.

$129.22
After hours−0.08 (−0.06%)
At close$129.30(+0.08%)
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KB Financial Group Inc.KB
Financial sector

Combines KB Kookmin Bank with securities, cards, insurance, asset management, and consumer finance. Centered on South Korea, the group also operates banking platforms in Indonesia and Cambodia, while regulated-subsidiary oversight and retail-product controls shape execution.

Organizes a diversified financial group around KB Kookmin Bank, with securities, credit cards, life and non-life insurance, asset management, and consumer finance alongside the core banking franchise. Operations are centered on South Korea, with selected banking platforms in Indonesia and Cambodia.

Built its non-bank portfolio through acquisitions of insurance and securities businesses, while the retail-banking lineage reaches back to Kookmin Bank and Housing & Commercial Bank. The current holding company was formed in 2008 and manages regulated financial subsidiaries.

Depends on disciplined oversight across those subsidiaries. Past customer-data, governance, and complex-product sales incidents prompted remediation, regulatory intervention, and stronger board-level internal-control supervision. Banking remains the historical anchor even as the group spans multiple financial-service lines.

Company facts

CEOJong Hee Yang
ListedSep 29, 2008
ExchangeNYSE
HeadquartersSeoul, South Korea
CountrySouth Korea
Employees141
CIK0001445930
ISINUS48241A1051

Market cap$45.36B
EPS (ttm)$12.68
P/E (ttm)10.19
ROE10.7%
P/B1.01
P/S1.17
Dividend yieldDiv yield2.55%
Beta1.50vs XLF 0.22

No analyst consensus on record.

Next report
Oct 29, 26
estimated · in 37 days
EPS estimate
$3.61
Revenue estimate
$3.40B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25Apr '25Jul '25Nov '25Mar '26Apr '26Jul '26Oct '26
Reported$1.21$3.02$3.16$3.21$1.28$3.49$3.74Pending
Estimate$1.22$3.04$3.19$3.12$1.09$3.31$3.51$3.61
Surprise−0.8%−0.7%−0.9%+2.9%+17.4%+5.4%+6.6%

RevenueReportedEstimate

Feb '25Apr '25Jul '25Nov '25Mar '26Apr '26Jul '26Oct '26
Reported$2.53B$6.52B$3.32B$3.05B$3.07B$1.80B$3.49BPending
Estimate$2.66B$3.05B$3.24B$3.15B$2.65B$3.23B$3.28B$3.40B
Surprise−4.8%+114.1%+2.5%−3.4%+15.7%−44.4%+6.5%
Estimate$3.61
ReportedDue Oct 29, 2026
Estimate$3.40B
ReportedDue Oct 29, 2026
View details

Debt to equity260.10%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$7.08B$6.72B$7.02B$7.08B$6.57B$16.75B$7.08B$8.55B
Net income$1.19B$504.1M$1.25B$1.28B$1.24B$532.4M$1.40B$1.48B
Net margin16.8%7.5%17.8%18.1%19.0%3.2%19.7%17.4%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$1.69B$682.4M$1.70B$1.73B$1.67B$1.20B$1.94B$2.00B
YoY growth+20.0%+240.8%+65.0%−1.1%−1.0%+75.3%+14.1%+15.8%

Balance sheet, Jun 30, 2026Cash & short-term investments $0 · Total debt $116.91B · Total assets $639.94B · Shareholders' equity $44.95B

Revenue
$8.55B
Operating income
$2.00B
Net income
$1.48B

Reported in KRW, converted at the latest exchange rate

View details

Dividend yield
2.55%
Next ex-date
Nov 6, 26
estimated · in 45 days
Annual dividend
$3.29
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Sep '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.5662$0.5633$0.6604$0.657$0.6329$1.088$0.7591$0.8114
Annual yield4.47%2.03%3.58%2.98%2.81%2.63%2.86%2.71%
Ex-dateSep 27Feb 27May 9Aug 8Nov 13Feb 26May 7Aug 6
Payment dateNov 19Apr 24May 30Aug 29Dec 4Apr 23May 29
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Institutions≈ 6.50%22.83M ADS
372 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Other≈ 93.50%328.28M ADS
remainder

351.11M ADS as of Sep 8, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

The share count is from the company's Dec 2022 annual report; nothing newer is on file here.

The share count has not been confirmed by a second filing; stakes use it as it stands.

Some positions are filed in underlying shares, not receipts; the ratio is unknown, so no percentage.

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
0.71%2.50M ADSas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
0.68%2.40M ADSas of Jun 30, 2026
Lazard Asset Management LLCInstitution
0.43%1.50M ADSas of Jun 30, 2026
Morgan StanleyInstitution
0.40%1.40M ADSas of Jun 30, 2026
American Century Companies IncInstitution
0.33%1.16M ADSas of Jun 30, 2026

Insider tradesForm 4

Nothing filed in the last 12 months.

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CompareAfter hours

CompanyPriceChange
KBFG (ADR)$129.22−0.06%$45.36B10.213.71.2+5.2%
Shinhan Financial Group (ADR)$84.20+1.73%$38.89B10.013.31.5+4.3%
Woori Financial Group (ADR)$78.87−0.01%$19.29B8.210.22.8+1.1%
Median9.111.72.2+2.7%