Kearny Financial (KRNY)
Community bank funding multi-family and commercial-property loans across northern and central New Jersey.
$9.55
After hours0.00 (0.00%)
At close$9.55(−0.31%)
In millions of USD, except per-share figures
| In millions | Q1 FY24Sep 2023 | Q2 FY24Dec 2023 | Q3 FY24Mar 2024 | Q4 FY24Jun 2024 | Q1 FY25Sep 2024 | Q2 FY25Dec 2024 | Q3 FY25Mar 2025 | Q4 FY25Jun 2025 | Q1 FY26Sep 2025 | Q2 FY26Dec 2025 | Q3 FY26Mar 2026 | Q4 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 85 | 67 | 86 | 89 | 88 | 86 | 84 | 85 | 88 | 86 | 85 | 87 |
| Cost of revenue | 42 | 49 | 48 | 53 | 51 | 49 | 46 | 46 | 45 | 43 | 40 | 42 |
| Gross profit | 43 | 18 | 38 | 36 | 37 | 37 | 38 | 39 | 44 | 43 | 45 | 45 |
| 30 | 30 | 29 | 127 | 30 | 30 | 30 | 31 | 32 | 31 | 32 | 34 | |
| 20 | 19 | 19 | 20 | 20 | 20 | 20 | 20 | 21 | 20 | 22 | 21 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 1 |
| General & administrative | 20 | 19 | 19 | 19 | 19 | 19 | 19 | 20 | 20 | 20 | 21 | 20 |
| Other expenses | 10 | 10 | 10 | 107 | 10 | 10 | 10 | 10 | 11 | 11 | 11 | 13 |
| Operating income | 13 | −12 | 9 | −91 | 7 | 8 | 8 | 8 | 12 | 12 | 13 | 11 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 81 | 83 | 82 | 83 | 83 | 81 | 79 | 80 | 83 | 81 | 79 | 82 |
| Interest expense | 42 | 47 | 48 | 50 | 51 | 49 | 45 | 45 | 45 | 43 | 40 | 42 |
| Income before tax | 13 | −12 | 9 | −91 | 7 | 8 | 8 | 8 | 12 | 12 | 13 | 11 |
| Income tax expense | 3 | 2 | 2 | −1 | 1 | 1 | 1 | 1 | 2 | 2 | 3 | 4 |
| Net income from continuing operations | 10 | −14 | 7 | −90 | 6 | 7 | 7 | 7 | 10 | 9 | 10 | 7 |
| Net income | 10 | −14 | 7 | −90 | 6 | 7 | 7 | 7 | 10 | 9 | 10 | 7 |
| EPS, basic | $0.16 | −$0.14 | $0.12 | −$1.45 | $0.10 | $0.11 | $0.11 | $0.11 | $0.15 | $0.15 | $0.16 | $0.12 |
| EPS, diluted | $0.16 | −$0.14 | $0.12 | −$1.45 | $0.10 | $0.10 | $0.11 | $0.11 | $0.15 | $0.15 | $0.16 | $0.11 |
| Weighted average shares, basic | 63 | 62 | 62 | 62 | 62 | 62 | 63 | 63 | 63 | 63 | 63 | 63 |
| Weighted average shares, diluted | 63 | 62 | 62 | 62 | 62 | 63 | 63 | 63 | 63 | 63 | 63 | 63 |
| EBITDA | 15 | −11 | 10 | −90 | 8 | 9 | 9 | 9 | 13 | 13 | 14 | 12 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| EBIT | 13 | −12 | 9 | −91 | 7 | 8 | 8 | 8 | 12 | 12 | 13 | 11 |