LendingClub (LC)
Digital marketplace bank connecting personal loan borrowers to deposit-funded and institution-backed credit.
$19.21
vs last close+0.40 (+2.13%)
No recent trading data
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 271 | 273 | 265 | 278 | 302 | 315 | 300 | 331 | 350 | 354 | 261 | 269 |
| Cost of revenue | 135 | 119 | 116 | 127 | 148 | 161 | 140 | 123 | 130 | 88 | 85 | 85 |
| Gross profit | 136 | 154 | 149 | 152 | 154 | 154 | 160 | 209 | 220 | 266 | 176 | 184 |
| 128 | 140 | 132 | 132 | 136 | 143 | 144 | 155 | 163 | 169 | 185 | 63 | |
| 78 | 82 | 84 | 83 | 84 | 82 | 88 | 96 | 102 | 106 | 169 | 63 | |
| Selling & marketing | 20 | 23 | 24 | 27 | 26 | 23 | 29 | 34 | 41 | 46 | 55 | 63 |
| General & administrative | 58 | 59 | 60 | 57 | 57 | 59 | 58 | 62 | 61 | 61 | 113 | 0 |
| Other expenses | 50 | 58 | 49 | 49 | 53 | 61 | 56 | 59 | 61 | 63 | 16 | 0 |
| Operating income | 8 | 14 | 17 | 19 | 18 | 11 | 16 | 54 | 57 | 97 | −9 | 121 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −47 | 76 | −46 | |
| Interest income | 207 | 208 | 207 | 220 | 240 | 241 | 232 | 237 | 242 | 251 | 261 | 0 |
| Interest expense | 70 | 77 | 84 | 91 | 100 | 98 | 82 | 83 | 83 | 88 | 85 | 0 |
| Income before tax | 8 | 14 | 17 | 19 | 18 | 11 | 16 | 54 | 57 | 50 | 67 | 76 |
| Income tax expense | 3 | 4 | 4 | 5 | 4 | 1 | 4 | 16 | 13 | 8 | 16 | 18 |
| Net income from continuing operations | 5 | 10 | 12 | 15 | 14 | 10 | 12 | 38 | 44 | 42 | 52 | 58 |
| Net income | 5 | 10 | 12 | 15 | 14 | 10 | 12 | 38 | 44 | 42 | 52 | 58 |
| EPS, basic | $0.05 | $0.09 | $0.11 | $0.13 | $0.13 | $0.09 | $0.10 | $0.33 | $0.39 | $0.36 | $0.45 | $0.50 |
| EPS, diluted | $0.05 | $0.09 | $0.11 | $0.13 | $0.13 | $0.08 | $0.10 | $0.33 | $0.37 | $0.35 | $0.44 | $0.50 |
| Weighted average shares, basic | 109 | 110 | 111 | 111 | 112 | 113 | 114 | 114 | 115 | 115 | 115 | 115 |
| Weighted average shares, diluted | 109 | 110 | 111 | 111 | 114 | 116 | 116 | 116 | 118 | 119 | 117 | 117 |
| EBITDA | 20 | 26 | 29 | 32 | 31 | 25 | 30 | 69 | 74 | 114 | 7 | 59 |
| Depreciation & amortization | 11 | 12 | 13 | 13 | 13 | 14 | 14 | 15 | 17 | 17 | 16 | 18 |
| EBIT | 8 | 14 | 17 | 19 | 18 | 11 | 16 | 54 | 57 | 97 | −9 | 0 |