LOAN · NASDAQ · REIT - Mortgage

Manhattan Bridge Capital (LOAN)

Provides short-term first-mortgage financing to professional real-estate investors.

$3.89
vs last close−0.04 (−1.02%)
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Manhattan Bridge Capital, Inc.LOAN
Financial sector

Makes short-term, first-mortgage real-estate loans to professional investors and earns interest and origination fees. Operates as a compact direct-lending mortgage REIT focused on the New York metropolitan area and Florida.

Originates, funds, services and holds short-term first-mortgage loans for professional real-estate investors acquiring, renovating, building or bridging small residential and commercial properties. Lending revenue comes from interest on secured loans and origination fees.

Covers New York City, Long Island, the Hudson Valley, Rockland and Westchester, with collateral across New York, New Jersey and Connecticut, plus a Florida market. Uses its own personnel, mortgage brokers and deal initiators to move quickly on time-sensitive loans that conventional lenders may not serve.

Underwriting combines conservative loan-to-value limits, borrower equity and exit-strategy review, first-priority liens, personal guarantees, outside appraisals, legal work and ongoing monitoring. Shareholder equity and secured floating-rate bank facilities finance the portfolio; borrowing capacity depends on eligible collateral, borrowing bases and covenant compliance. REIT qualification requires asset, income, ownership and distribution tests.

Company facts

CEOAssaf Ran
ListedMay 13, 1999
ExchangeNASDAQ
HeadquartersGreat Neck, NY
CountryUnited States
Employees6
CIK0001080340
ISINUS5628031065

Market cap$44.9M
EPS (ttm)$0.4182
P/E (ttm)9.40
ROE11.0%
P/B1.04
P/S5.51
Dividend yieldDiv yield11.45%
Beta0.14vs XLF 0.39

No analyst consensus on record.

Next report
Oct 22, 26
in 30 days
EPS estimate
$0.11
Revenue estimate
$2.0M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Mar '25Apr '25Jul '25Oct '25Mar '26Apr '26Jul '26Oct '26
Reported$0.11$0.12$0.12$0.11$0.11$0.11$0.10Pending
Estimate$0.12$0.12$0.12$0.12$0.10$0.11$0.11$0.11
Surprise−8.3%0.0%0.0%−8.3%+10.0%0.0%−9.1%

RevenueReportedEstimate

Mar '25Apr '25Jul '25Oct '25Mar '26Apr '26Jul '26Oct '26
Reported$1.9M$1.8M$2.4M$2.0M$2.0M$2.1M$2.0MPending
Estimate$2.0M$2.1M$2.0M$2.0M
Surprise−0.3%0.0%0.0%
Estimate$0.11
ReportedDue Oct 22, 2026
Estimate$2.0M
ReportedDue Oct 22, 2026
View details

Debt to equity45.10%
Current ratio306.70%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$2.3M$2.4M$2.3M$2.4M$2.0M$2.0M$2.1M$2.0M
Net income$1.4M$1.3M$1.4M$1.4M$1.2M$1.1M$1.3M$1.2M
Net margin60.4%55.3%60.3%59.9%59.0%55.9%61.6%56.4%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$1.4M$1.3M$1.4M$1.4M$1.2M$1.1M$1.3M$1.1M
YoY growth−31.9%−35.1%−36.4%−29.6%−14.1%−14.1%−7.2%−18.7%

Balance sheet, Jun 30, 2026Cash & short-term investments $229.5K · Total debt $19.4M · Total assets $64.0M · Shareholders' equity $43.0M

Revenue
$2.0M
Operating income
$1.1M
Net income
$1.2M
View details

Dividend yield
11.45%
Next ex-date
Oct 8, 26
in 16 days
Annual dividend
$0.45
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yieldUpcoming

Dec '24Apr '25Jul '25Oct '25Dec '25Apr '26Jul '26Oct '26
Dividend$0.115$0.115$0.115$0.115$0.115$0.11$0.11$0.11
Annual yield8.21%9.47%8.44%8.52%9.89%10.13%10.64%11.44%
Ex-dateDec 31Apr 8Jul 8Oct 8Dec 31Apr 8Jul 8Oct 8
Payment dateJan 15Apr 15Jul 15Oct 15Jan 15Apr 15Jul 15Oct 15
View details

Institutions24.24%2.77M shares
47 holders · as of Jun 30, 2026
Insiders11.17%1.28M shares
2 holders · as of Jul 28, 2026
Other64.59%7.38M shares
remainder

11.43M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Assaf RanInsiderdirector, 10 percent owner, officer: President and CEO
10.81%1.24Mfiled Jul 28, 2026
Melia Wealth LLCInstitution
3.82%436,642as of Jun 30, 2026
Vanguard Capital Management LLCInstitution
3.11%355,312as of Jun 30, 2026
Cary Street Partners Financial LLCInstitution
2.82%321,838as of Jun 30, 2026
Shufro Rose & Co LLCInstitution
1.89%215,785as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Jul 28, 2026Assaf Randirector, 10 percent owner, officer: President and CEO+8,000$3.99
Nov 19, 2025Lyron L. Bentovimdirector+1,757$4.52
Nov 17, 2025Assaf Randirector, 10 percent owner, officer: President and CEO+4,000$4.65
View details

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Compare

CompanyPriceChange
Manhattan Bridge Capital$3.89−1.02%$44.9M9.49.05.5−13.2%
MFA Financial$8.53+0.89%$862.7M7.06.61.1−4.4%
Sachem Capital$0.9300−2.58%$45.8M1.1−13.1%
Redwood Trust$4.09+1.11%$507.5M4.30.4+68.5%
Velocity Financial$16.16+0.06%$634.0M5.96.00.9−37.3%
Median6.56.01.0−8.8%