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LU · NYSE · Financial - Credit Services

Lufax (ADR) (LU)

Supplies credit enablement, consumer finance, and digital banking for Chinese small businesses and consumers.

$1.17

vs last close+0.00 (+0.43%)

In millions of USD, except per-share figures · converted from CNY at the latest rate

In millions	Q4 FY22Dec 2022	Q1 FY23Mar 2023	Q2 FY23Jun 2023	Q3 FY23Sep 2023	Q4 FY23Dec 2023	Q1 FY24Mar 2024	Q2 FY24Jun 2024	Q3 FY24Sep 2024	Q3 FY25Sep 2025	Q4 FY25Dec 2025	Q1 FY26Mar 2026	Q2 FY26Jun 2026
Revenue	1,998	1,274	1,151	983	2,174	1,041	894	665	1,189	1,189	934	934
Cost of revenue	1,353	496	468	455	1,860	198	198	498	802	802	132	132
Gross profit	646	777	682	528	314	843	695	167	387	387	802	802
	736	611	486	483	476	765	705	274	317	317	846	846
	455	566	454	417	383	299	281	242	317	317	846	144
Selling & marketing	554	453	380	342	300	227	205	172	147	147	127	113
General & administrative	−99	113	74	75	83	72	76	70	170	170	72	31
Other expenses	281	45	32	66	93	466	424	33	0	0	0	702
Operating income	−90	167	196	45	−162	78	−10	−107	70	70	−44	−44
	0	0	0	0	0	−11	−44	0	−150	−150	−7	−7
Interest income	1,123	501	503	495	1,698	425	794	402	0	0	0	518
Interest expense	503	28	20	6	1,323	9	390	9	227	227	0	15
Other non-operating income	0	0	0	0	0	0	0	0	−634	−634	0	0
Income before tax	−90	167	196	45	−162	67	−54	−107	−80	−80	−51	−51
Income tax expense	30	57	46	26	−38	191	55	1	9	9	1	1
Net income from continuing operations	−121	110	150	20	−124	−124	−109	−108	−89	−89	−52	−52
Net income	−122	100	144	14	−126	−130	−118	−131	−99	−99	−67	−67
EPS, basic	−$0.42	$0.35	$0.86	$0.05	−$0.45	−$0.45	−$0.41	−$0.46	−$0.23	−$0.23	−$0.16	−$0.16
EPS, diluted	−$0.42	$0.35	$0.86	$0.05	−$0.44	−$0.45	−$0.41	−$0.46	−$0.23	−$0.23	−$0.16	−$0.16
Weighted average shares, basic	287	285	287	293	284	286	287	287	432	432	431	431
Weighted average shares, diluted	287	285	287	293	285	286	287	287	433	433	433	433
EBITDA	−62	167	196	45	−73	85	−4	−107	708	706	−43	−43
Depreciation & amortization	28	0	0	0	89	7	7	0	4	2	2	2
EBIT	−90	167	196	45	−162	78	−10	−107	705	705	−44	−44