National Bank (NBHC)
Runs regional banking brands across central and western US markets.
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Offers commercial, consumer, mortgage, trust, wealth, SBA, and digital payment services through local banking brands and 2UniFi. Built through acquisitions, the platform remains concentrated in U.S. community banking markets.
Operates a community-banking platform for commercial, business, and consumer clients through NBH Bank, Bank of Jackson Hole Trust, and 2UniFi. Brands include Community Banks of Colorado, Bank Midwest, Hillcrest Bank, Bank of Jackson Hole, and transition-relevant Vista Bank in Texas.
Serves markets across Colorado, the greater Kansas City region, Texas, Utah, Wyoming, New Mexico, and Idaho, with Vista adding larger Texas markets and Palm Beach exposure. Distribution combines banking centers, ATMs, online banking, and mobile banking.
Execution depends on integrating acquired franchises into one operating platform while adding trust and wealth, SBA, treasury, deposit, and digital payment capabilities. The business is shaped by banking regulation, credit quality, loan and deposit pricing, market interest rates, acquisition integration, and local relationship banking.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 27, 2026 | Piper Sandler | Reiterate | Rating: —Target: $52 | Target: $51 |
| Apr 27, 2026 | Piper Sandler | Reiterate | Rating: —Target: $48 | Target: $52 |
| Nov 10, 2025 | Stephens | Target | Target: $49 | Target: $42 |
| Nov 18, 2024 | Hovde Group | Downgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $1.82B · Total debt $347.2M · Total assets $12.59B · Shareholders' equity $1.67B
- Revenue
- $127.6M
- Operating income
- $32.6M
- Net income
- $26.5M
HistoryDividendAnnual yield
| Institutions | 96.36% | 42.92M shares | |
|---|---|---|---|
| 227 holders · as of Jun 30, 2026 | |||
| Insiders | 6.02% | 2.68M shares | |
| 18 holders · as of Aug 13, 2026 | |||
| Adds to | 102.38% | ||
44.54M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
These groups come from separate filings that can overlap, so they add to 102.38%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.58% | 6.50M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 6.15% | 2.74M | as of Jun 30, 2026 |
William Blair Investment Management, LLCInstitution | 5.61% | 2.50M | as of Jun 30, 2026 |
State Street CorpInstitution | 5.21% | 2.32M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.02% | 2.24M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| May 20, 2026 | Maria F. Spring | director | −963 | $41.84 |
| Feb 11, 2026 | John Steinmetz | officer: Exec Mng Dir of Strategic Init | +24,200 | $41.41 |
| Nov 11, 2025 | Maria F. Spring | director | −6,214 | $37.14 |
- BOK Financial
Broad Southwest overlap in banking, mortgage, and wealth
- Zions Bancorporation
Western super-regional bank across NBHC's growth states
- UMB Financial
Kansas City-centered peer with commercial and wealth overlap
- Commerce Bancshares
Kansas City and Denver banking competitor with wealth depth
- U.S. Bancorp
Large branch-bank competitor in Midwest and West markets
- Glacier Bancorp
Multi-brand Mountain West community-bank rival
- First Interstate BancSystem
Community-bank peer in Colorado, Idaho, Missouri, and Wyoming
- Prosperity Bancshares
Texas community-bank competitor in Vista expansion markets
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| National Bank | $40.29 | +0.15% | $1.80B | 15.7 | 10.8 | 3.0 | +25.1% |
| BOK Financial | $132.13 | −0.76% | $8.09B | 12.5 | 12.7 | 2.4 | +4.8% |
| Zions Bancorporation | $63.95 | −1.59% | $9.48B | 8.3 | 9.7 | 1.8 | +4.8% |
| UMB Financial | $134.02 | +0.37% | $10.14B | 11.1 | 10.1 | 2.2 | +22.9% |
| Commerce Bancshares | $55.96 | −1.05% | $8.24B | 13.8 | 12.8 | 3.8 | +11.9% |
| U.S. Bancorp | $59.22 | −2.03% | $94.15B | 12.1 | 10.9 | 2.2 | +10.6% |
| Glacier Bancorp | $44.60 | −0.49% | $5.83B | 18.1 | 13.2 | 3.8 | +36.8% |
| First Interstate BancSystem | $36.85 | +0.04% | $3.58B | 11.3 | 13.3 | 3.8 | +6.3% |
| Prosperity Bancshares | $69.21 | −1.00% | $8.40B | 12.1 | 10.3 | 4.7 | +25.9% |
| Median | 12.1 | 11.8 | 3.1 | +11.2% |