National MI (NMIH)
Insures low-down-payment U.S. home loans against borrower-default losses.
$42.40
vs last close−0.02 (−0.04%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 148 | 151 | 156 | 162 | 166 | 167 | 173 | 174 | 179 | 180 | 183 | 188 |
| Cost of revenue | 5 | 8 | 4 | 0 | 11 | 17 | 5 | 14 | 19 | 21 | 21 | 0 |
| Gross profit | 143 | 143 | 152 | 162 | 156 | 149 | 169 | 160 | 160 | 159 | 163 | 188 |
| 36 | 38 | 38 | 43 | 36 | 38 | 37 | 37 | 36 | 38 | 38 | 51 | |
| Other expenses | 36 | 38 | 38 | 43 | 36 | 38 | 37 | 37 | 36 | 38 | 38 | 51 |
| Operating income | 107 | 105 | 115 | 119 | 119 | 111 | 131 | 124 | 124 | 121 | 125 | 137 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 0 | 0 | 1 | 2 | 0 | 0 | 1 | 1 | 1 | 0 | 0 | 0 |
| Interest expense | 8 | 8 | 8 | 15 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 |
| Other non-operating income | −8 | −8 | −8 | −15 | −7 | −7 | −7 | −7 | −7 | −7 | −7 | −7 |
| Income before tax | 107 | 105 | 115 | 119 | 119 | 111 | 131 | 124 | 124 | 121 | 125 | 137 |
| Income tax expense | 23 | 22 | 26 | 27 | 27 | 25 | 29 | 27 | 28 | 27 | 26 | 31 |
| Net income from continuing operations | 84 | 83 | 89 | 92 | 93 | 86 | 103 | 96 | 96 | 94 | 99 | 106 |
| Net income | 84 | 83 | 89 | 92 | 93 | 86 | 103 | 96 | 96 | 94 | 99 | 106 |
| EPS, basic | $1.02 | $1.03 | $1.10 | $1.15 | $1.17 | $1.09 | $1.31 | $1.23 | $1.24 | $1.23 | $1.30 | $1.40 |
| EPS, diluted | $1.00 | $1.01 | $1.08 | $1.13 | $1.15 | $1.07 | $1.28 | $1.21 | $1.22 | $1.20 | $1.28 | $1.38 |
| Weighted average shares, basic | 82 | 81 | 81 | 80 | 80 | 79 | 78 | 78 | 77 | 77 | 76 | 76 |
| Weighted average shares, diluted | 84 | 83 | 82 | 81 | 81 | 81 | 80 | 79 | 79 | 78 | 77 | 77 |
| EBITDA | 118 | 116 | 126 | 136 | 129 | 121 | 141 | 134 | 134 | 131 | 135 | 149 |
| Depreciation & amortization | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 2 | 5 |
| EBIT | 115 | 113 | 123 | 133 | 126 | 118 | 138 | 131 | 131 | 128 | 132 | 144 |
