Neptune Insurance (NP)
Manages flood and parametric earthquake underwriting through a nationwide agency network.
$28.17
vs last close−0.46 (−1.61%)
In millions of USD, except per-share figures
| In millions | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|
| Revenue | 29 | 42 | 0 | 44 | 38 | 56 |
| Cost of revenue | 11 | 15 | 2 | 16 | 11 | 17 |
| Gross profit | 19 | 28 | −2 | 28 | 26 | 39 |
| 3 | 6 | −22 | 14 | 13 | 13 | |
| 6 | 2 | 2 | 0 | 0 | 0 | |
| Selling & marketing | 2 | 2 | 0 | 0 | 0 | 0 |
| General & administrative | 4 | 1 | 2 | 0 | 0 | 0 |
| Other expenses | −2 | 4 | −25 | 14 | 13 | 13 |
| Operating income | 16 | 21 | 21 | 14 | 13 | 26 |
| −2 | −6 | −5 | −5 | −3 | −3 | |
| Interest income | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest expense | 2 | 6 | 6 | 4 | 4 | 4 |
| Other non-operating income | 0 | 0 | −5 | 0 | 0 | 0 |
| Income before tax | 13 | 16 | 15 | 9 | 10 | 23 |
| Income tax expense | 3 | 4 | 4 | 5 | 3 | 7 |
| Net income from continuing operations | 10 | 12 | 12 | 4 | 7 | 16 |
| Net income | 10 | 12 | 12 | 4 | 7 | 16 |
| EPS, basic | $0.07 | $0.08 | $1.23 | $0.03 | $0.05 | $0.11 |
| EPS, diluted | $0.07 | $0.08 | $1.18 | $0.03 | $0.05 | $0.11 |
| Weighted average shares, basic | 138 | 138 | 9 | 138 | 138 | 138 |
| Weighted average shares, diluted | 138 | 138 | 10 | 138 | 146 | 146 |
| EBITDA | 17 | 22 | 27 | 15 | 15 | 27 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 0 |
| EBIT | 16 | 22 | 26 | 14 | 14 | 27 |
