Orange County Bancorp (OBT)
Commercial banking and wealth management for Hudson Valley and New York metro clients.
$37.17
vs last close−0.27 (−0.73%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 33 | 35 | 37 | 36 | 36 | 36 | 36 | 41 | 41 | 40 | 34 | 35 |
| Cost of revenue | 8 | 10 | 10 | 11 | 16 | 9 | 8 | 10 | 11 | 9 | 7 | 5 |
| Gross profit | 25 | 25 | 27 | 26 | 20 | 27 | 28 | 30 | 30 | 31 | 28 | 30 |
| 14 | 15 | 15 | 15 | 16 | 18 | 16 | 17 | 17 | 18 | 17 | 16 | |
| 9 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 11 | 11 | 18 | 15 | |
| Selling & marketing | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 9 | 9 | 10 | 9 | 10 | 10 | 10 | 10 | 10 | 11 | 18 | 15 |
| Other expenses | 5 | 5 | 5 | 6 | 6 | 8 | 6 | 6 | 6 | 7 | 0 | 0 |
| Operating income | 11 | 11 | 12 | 10 | 4 | 9 | 11 | 14 | 13 | 14 | 10 | 14 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 4 | −3 | |
| Interest income | 30 | 32 | 31 | 33 | 31 | 32 | 32 | 33 | 35 | 35 | 34 | 35 |
| Interest expense | 8 | 9 | 9 | 8 | 8 | 9 | 8 | 8 | 8 | 7 | 7 | 6 |
| Income before tax | 11 | 11 | 12 | 10 | 4 | 9 | 11 | 14 | 13 | 14 | 15 | 12 |
| Income tax expense | 2 | 3 | 2 | 2 | 1 | 2 | 3 | 3 | 3 | 1 | 3 | −2 |
| Net income from continuing operations | 9 | 8 | 9 | 8 | 3 | 7 | 9 | 10 | 10 | 12 | 11 | 14 |
| Net income | 9 | 8 | 9 | 8 | 3 | 7 | 9 | 10 | 10 | 12 | 11 | 14 |
| EPS, basic | $0.80 | $0.72 | $0.82 | $0.73 | $0.28 | $0.63 | $0.77 | $0.87 | $0.75 | $0.93 | $0.85 | $1.02 |
| EPS, diluted | $0.80 | $0.72 | $0.82 | $0.73 | $0.28 | $0.63 | $0.77 | $0.87 | $0.75 | $0.93 | $0.85 | $1.02 |
| Weighted average shares, basic | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 12 | 13 | 13 | 13 | 13 |
| Weighted average shares, diluted | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 12 | 13 | 13 | 13 | 13 |
| EBITDA | 12 | 11 | 12 | 11 | 4 | 10 | 12 | 14 | 13 | 14 | 10 | 14 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 11 | 11 | 12 | 10 | 4 | 9 | 11 | 14 | 13 | 14 | 10 | 14 |