OceanFirst (OCFC)
Runs a deposit-funded commercial and retail banking franchise across Northeast markets.
$17.44
After-hours close+0.07 (+0.40%)
At close$17.37(−1.14%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 168 | 171 | 173 | 169 | 175 | 171 | 164 | 165 | 173 | 158 | 166 | 210 |
| Cost of revenue | 78 | 76 | 76 | 80 | 80 | 80 | 72 | 70 | 76 | 80 | 75 | 89 |
| Gross profit | 90 | 96 | 97 | 89 | 95 | 91 | 91 | 95 | 98 | 78 | 92 | 121 |
| 63 | 59 | 58 | 58 | 63 | 64 | 63 | 70 | 75 | 61 | 65 | 123 | |
| 39 | 38 | 37 | 37 | −100 | 41 | 41 | 45 | 46 | 6 | 4 | 5 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 2 | 2 | 1 | 1 | 2 |
| General & administrative | 38 | 37 | 36 | 36 | −101 | 39 | 40 | 43 | 44 | 5 | 3 | 3 |
| Other expenses | 24 | 22 | 21 | 21 | 163 | 23 | 22 | 26 | 30 | 55 | 61 | 118 |
| Operating income | 27 | 36 | 39 | 32 | 33 | 27 | 28 | 25 | 23 | 17 | 27 | −3 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 158 | 160 | 162 | 159 | 162 | 160 | 154 | 155 | 162 | 172 | 168 | 210 |
| Interest expense | 67 | 73 | 75 | 77 | 79 | 76 | 67 | 67 | 72 | 76 | 72 | 89 |
| Income before tax | 27 | 36 | 39 | 32 | 33 | 27 | 28 | 25 | 23 | 17 | 27 | −3 |
| Income tax expense | 6 | 9 | 11 | 7 | 7 | 5 | 7 | 6 | 5 | 4 | 7 | 0 |
| Net income from continuing operations | 21 | 28 | 29 | 24 | 25 | 22 | 21 | 19 | 17 | 13 | 21 | −3 |
| Net income | 21 | 28 | 29 | 24 | 25 | 22 | 22 | 19 | 17 | 13 | 21 | −3 |
| EPS, basic | $0.33 | $0.45 | $0.47 | $0.40 | $0.42 | $0.36 | $0.35 | $0.28 | $0.30 | $0.23 | $0.36 | −$0.04 |
| EPS, diluted | $0.33 | $0.45 | $0.47 | $0.40 | $0.42 | $0.36 | $0.35 | $0.28 | $0.30 | $0.23 | $0.36 | −$0.04 |
| Weighted average shares, basic | 59 | 59 | 59 | 58 | 58 | 58 | 58 | 58 | 57 | 57 | 57 | 70 |
| Weighted average shares, diluted | 59 | 59 | 59 | 58 | 58 | 58 | 58 | 58 | 57 | 57 | 57 | 70 |
| EBITDA | 31 | 41 | 43 | 35 | 36 | 31 | 32 | 28 | 26 | 21 | 31 | 0 |
| Depreciation & amortization | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 3 |
| EBIT | 27 | 36 | 39 | 32 | 33 | 27 | 28 | 25 | 23 | 17 | 27 | −3 |
