OP Bancorp (OPBK)
Runs Open Bank for community deposits and CRE, SBA, C&I, and mortgage lending.
$15.37
After-hours close0.00 (0.00%)
At close$15.37(+0.52%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 34 | 35 | 36 | 39 | 40 | 39 | 40 | 42 | 43 | 43 | 43 | 44 |
| Cost of revenue | 15 | 16 | 17 | 19 | 19 | 20 | 18 | 19 | 19 | 19 | 18 | 18 |
| Gross profit | 19 | 19 | 19 | 20 | 20 | 20 | 21 | 22 | 23 | 24 | 24 | 26 |
| 12 | 12 | 12 | 12 | 13 | 13 | 14 | 14 | 14 | 14 | 14 | 15 | |
| 8 | 8 | 9 | 8 | 9 | 9 | 10 | 1 | 10 | 11 | 10 | 12 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 8 | 8 | 8 | 8 | 9 | 9 | 9 | 0 | 9 | 11 | 10 | 12 |
| Other expenses | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 13 | 4 | 3 | 4 | 3 |
| Operating income | 7 | 7 | 7 | 8 | 8 | 7 | 8 | 8 | 10 | 10 | 10 | 11 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 31 | 32 | 33 | 34 | 35 | 35 | 35 | 38 | 39 | 39 | 39 | 38 |
| Interest expense | 14 | 16 | 17 | 18 | 19 | 18 | 17 | 18 | 18 | 18 | 18 | 18 |
| Income before tax | 7 | 7 | 7 | 8 | 8 | 7 | 8 | 8 | 10 | 10 | 10 | 11 |
| Income tax expense | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 3 | 3 |
| Net income from continuing operations | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 7 | 7 | 7 | 8 |
| Net income | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 6 | 7 | 7 | 7 | 8 |
| EPS, basic | $0.33 | $0.34 | $0.34 | $0.36 | $0.36 | $0.33 | $0.37 | $0.42 | $0.45 | $0.47 | $0.49 | $0.54 |
| EPS, diluted | $0.33 | $0.34 | $0.34 | $0.36 | $0.36 | $0.33 | $0.37 | $0.42 | $0.45 | $0.47 | $0.48 | $0.53 |
| Weighted average shares, basic | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 |
| Weighted average shares, diluted | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 15 |
| EBITDA | 7 | 8 | 8 | 8 | 8 | 7 | 8 | 9 | 15 | 11 | 12 | 11 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 2 | 2 | 0 |
| EBIT | 7 | 7 | 7 | 8 | 8 | 7 | 8 | 8 | 10 | 10 | 10 | 11 |