Old Second Bancorp (OSBC)
Runs a community banking franchise across northern Illinois with lending, deposits, and wealth services.
$24.73
vs last close+0.08 (+0.32%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 83 | 81 | 83 | 83 | 85 | 85 | 82 | 85 | 115 | 114 | 111 | 89 |
| Cost of revenue | 14 | 20 | 17 | 17 | 17 | 17 | 13 | 14 | 41 | 19 | 27 | 0 |
| Gross profit | 69 | 61 | 66 | 66 | 68 | 68 | 69 | 71 | 75 | 95 | 84 | 89 |
| 36 | 36 | 37 | 37 | 38 | 43 | 43 | 42 | 61 | 53 | 50 | 51 | |
| 24 | 23 | 25 | 25 | 26 | 27 | 28 | 28 | 42 | 31 | 2 | 41 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 1 | 0 |
| General & administrative | 24 | 22 | 25 | 24 | 26 | 27 | 28 | 28 | 41 | 31 | 1 | 40 |
| Other expenses | 12 | 13 | 11 | 12 | 12 | 16 | 15 | 14 | 20 | 22 | 49 | 10 |
| Operating income | 32 | 25 | 29 | 29 | 30 | 25 | 26 | 29 | 13 | 42 | 34 | 38 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −3 | 0 | 0 | |
| Interest income | 74 | 73 | 73 | 73 | 76 | 75 | 73 | 75 | 104 | 102 | 98 | 101 |
| Interest expense | 11 | 12 | 14 | 14 | 15 | 14 | 11 | 11 | 21 | 19 | 17 | 18 |
| Income before tax | 32 | 25 | 29 | 29 | 30 | 25 | 26 | 29 | 13 | 39 | 34 | 38 |
| Income tax expense | 8 | 7 | 7 | 7 | 7 | 6 | 6 | 7 | 3 | 10 | 8 | 10 |
| Net income from continuing operations | 24 | 18 | 21 | 22 | 23 | 19 | 20 | 22 | 10 | 29 | 26 | 28 |
| Net income | 24 | 18 | 21 | 22 | 23 | 19 | 20 | 22 | 10 | 29 | 26 | 28 |
| EPS, basic | $0.55 | $0.40 | $0.48 | $0.49 | $0.51 | $0.43 | $0.44 | $0.48 | $0.19 | $0.55 | $0.49 | $0.55 |
| EPS, diluted | $0.54 | $0.40 | $0.47 | $0.48 | $0.50 | $0.42 | $0.43 | $0.48 | $0.18 | $0.54 | $0.48 | $0.54 |
| Weighted average shares, basic | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 45 | 53 | 53 | 53 | 51 |
| Weighted average shares, diluted | 45 | 45 | 46 | 46 | 46 | 46 | 46 | 46 | 54 | 53 | 53 | 52 |
| EBITDA | 34 | 27 | 31 | 31 | 31 | 29 | 29 | 32 | 16 | 44 | 36 | 38 |
| Depreciation & amortization | 2 | 2 | 2 | 2 | 1 | 3 | 3 | 3 | 3 | 1 | 2 | 0 |
| EBIT | 32 | 25 | 29 | 29 | 30 | 25 | 26 | 29 | 13 | 42 | 34 | 38 |