Paymentus (PAY)
Runs bill presentment and payments across digital, assisted, and voice channels.
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Provides billers with SaaS tools for electronic presentment, payments, customer communications, and self-service revenue management. Its platform connects billers’ systems to consumer payments across digital and assisted channels.
Connects billers’ financial and operating systems with electronic bill presentment, payment, customer communications, and self-service revenue management. Consumers can pay by card, debit, eCheck, or digital wallet through online, mobile, IVR, call-center, chatbot, and voice-assistant channels.
Serves billers across utilities, telecom, healthcare, insurance, property management, the public sector, higher education, banking and fintech, auto and consumer finance, mortgage, and B2B. Its employee presence is concentrated across the United States, Canada, and India.
Operates as one reportable segment. Service availability, cybersecurity, payment-platform operations, and continuity of founder-CEO Dushyant Sharma are documented operating dependencies.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 17, 2026 | Seaport Global | Initiate | Rating: —Target: — | Target: $42 |
| Aug 25, 2026 | Wolfe Research | Downgrade | ||
| Aug 4, 2026 | Wolfe Research | Reiterate | Rating: —Target: — | Target: $44 |
| Aug 4, 2026 | Robert W. Baird | Target | Target: $34 | Target: $38 |
| Aug 4, 2026 | Goldman Sachs | Reiterate | Rating: —Target: $32 | Target: $40 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $379.7M · Total debt $8.8M · Total assets $725.4M · Shareholders' equity $613.4M
- Revenue
- $360.7M
- Operating income
- $32.6M
- Net income
- $25.6M
No dividends on record.
| Institutions | 45.40% | 57.07M shares | |
|---|---|---|---|
| 190 holders · as of Jun 30, 2026 | |||
| Insiders | 5.74% | 7.21M shares | |
| 10 holders · as of Aug 28, 2026 | |||
| Strategic holders | 22.42% | 28.19M shares | |
| 1 holder · as of Feb 13, 2026 | |||
| Other | 26.44% | 33.25M shares | |
| remainder | |||
125.72M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This company has 2 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Accel-KKR Holdings GP, LLC1,2Strategicdirector, 10 percent owner | 22.42% | 28.19M | filed Feb 13, 2026 |
Capital International InvestorsInstitution | 5.62% | 7.07M A | as of Jun 30, 2026 |
Wasatch Advisors LPInstitution | 4.92% | 6.19M A | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 3.69% | 4.64M A | as of Jun 30, 2026 |
Capital World InvestorsInstitution | 3.40% | 4.28M A | as of Jun 30, 2026 |
- Accel-KKR Holdings GP, LLC reports a block also reported by Thomas Barnds; it is counted once, under Thomas Barnds.
- The filed share classes (A, COMMON) could not be matched to the company's, so no percentage.
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 4, 2026 | Gary Trainor | director | −80,000 | $40.79 |
| Aug 5, 2026 | Sanjay Kalra | officer: SVP and CFO | −2,909 | $40.25 |
| Aug 4, 2026 | Sanjay Kalra | officer: SVP and CFO | −25,000 | $41.21 |
| Jul 29, 2026 | Gary Trainor | director | −40,000 | $35.12 |
| Jul 28, 2026 | Gary Trainor | director | −40,000 | $33.12 |
- ACI Worldwide
Biller-direct EBPP across digital, assisted, and walk-in channels
- FIS
EBPP and FI bill-pay technology across digital and assisted channels
- Jack Henry & Associates
Financial-institution digital bill pay and electronic presentment
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Paymentus | $30.75 | −4.80% | $4.06B | 48.9 | 31.1 | 3.0 | +28.8% |
| ACI Worldwide | $49.74 | +1.13% | $5.00B | 22.6 | 19.0 | 2.7 | +7.3% |
| FIS | $35.09 | +0.36% | $18.08B | 5.4 | 5.5 | 1.5 | +29.1% |
| Jack Henry & Associates | $148.77 | −0.22% | $10.59B | 21.4 | 20.2 | 4.2 | +4.7% |
| Median | 21.4 | 19.0 | 2.7 | +7.3% |