Peoples Financial Services (PFIS)
Runs Peoples Security Bank across Pennsylvania, New Jersey, and New York.
$68.51
After hours+0.18 (+0.26%)
At close$68.33(−2.01%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 42 | 43 | 42 | 42 | 74 | 71 | 68 | 72 | 71 | 70 | 72 | 74 |
| Cost of revenue | 17 | 21 | 20 | 20 | 43 | 31 | 23 | 23 | 23 | 25 | 23 | 25 |
| Gross profit | 25 | 22 | 22 | 22 | 31 | 41 | 45 | 49 | 48 | 46 | 48 | 49 |
| 17 | 18 | 18 | 18 | 36 | 35 | 27 | 28 | 29 | 31 | 30 | 31 | |
| 9 | 10 | 10 | 9 | 14 | 17 | 21 | 15 | 16 | 22 | 22 | 22 | |
| Selling & marketing | 0 | 0 | 1 | 0 | 0 | 0 | 20 | 0 | 1 | 0 | 0 | 0 |
| General & administrative | 9 | 10 | 9 | 9 | 14 | 17 | 1 | 15 | 15 | 22 | 22 | 22 |
| Other expenses | 8 | 8 | 8 | 9 | 22 | 18 | 6 | 14 | 13 | 9 | 8 | 8 |
| Operating income | 8 | 4 | 4 | 4 | −5 | 6 | 18 | 20 | 19 | 15 | 19 | 18 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 39 | 40 | 39 | 38 | 68 | 66 | 62 | 65 | 65 | 67 | 65 | 68 |
| Interest expense | 17 | 20 | 20 | 19 | 29 | 27 | 23 | 23 | 24 | 24 | 22 | 22 |
| Income before tax | 8 | 4 | 4 | 4 | −5 | 6 | 18 | 20 | 19 | 15 | 19 | 18 |
| Income tax expense | 1 | 1 | 0 | 0 | −1 | 0 | 3 | 3 | 4 | 3 | 4 | 4 |
| Net income from continuing operations | 7 | 4 | 3 | 3 | −4 | 6 | 15 | 17 | 15 | 12 | 15 | 15 |
| Net income | 7 | 4 | 3 | 3 | −4 | 6 | 15 | 17 | 15 | 12 | 15 | 15 |
| EPS, basic | $0.95 | $0.52 | $0.49 | $0.47 | −$0.43 | $0.61 | $1.50 | $1.70 | $1.53 | $1.20 | $1.47 | $1.48 |
| EPS, diluted | $0.95 | $0.51 | $0.49 | $0.46 | −$0.43 | $0.61 | $1.49 | $1.68 | $1.51 | $1.19 | $1.47 | $1.48 |
| Weighted average shares, basic | 7 | 7 | 7 | 7 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| Weighted average shares, diluted | 7 | 7 | 7 | 7 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| EBITDA | 9 | 5 | 5 | 5 | −2 | 8 | 21 | 23 | 21 | 17 | 21 | 18 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 3 | 2 | 3 | 3 | 3 | 3 | 3 | 0 |
| EBIT | 8 | 4 | 4 | 4 | −5 | 6 | 18 | 20 | 19 | 15 | 19 | 18 |