Provident Financial Services (PFS)
Provides commercial banking, wealth management, and insurance across the New Jersey-centered tri-state region.
$22.65
After hours0.00 (0.00%)
At close$22.65(−1.22%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 178 | 183 | 185 | 270 | 318 | 296 | 332 | 343 | 354 | 353 | 347 | 327 |
| Cost of revenue | 75 | 68 | 70 | 176 | 148 | 139 | 124 | 126 | 139 | 126 | 119 | 124 |
| Gross profit | 103 | 116 | 115 | 94 | 170 | 157 | 208 | 217 | 215 | 227 | 227 | 203 |
| 66 | 76 | 72 | 115 | 105 | 94 | 116 | 115 | 113 | 115 | 117 | 129 | |
| 38 | 43 | 43 | 59 | 69 | 65 | 67 | 68 | 68 | 68 | 70 | 119 | |
| Selling & marketing | 1 | 1 | 1 | 1 | 0 | 0 | 1 | 1 | 2 | 1 | 1 | 0 |
| General & administrative | 37 | 42 | 42 | 58 | 69 | 65 | 66 | 67 | 67 | 67 | 69 | 119 |
| Other expenses | 27 | 33 | 29 | 56 | 35 | 29 | 49 | 47 | 45 | 46 | 47 | 9 |
| Operating income | 37 | 40 | 43 | −21 | 65 | 63 | 92 | 102 | 102 | 112 | 110 | 74 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 32 | |
| Interest income | 158 | 164 | 164 | 248 | 323 | 312 | 305 | 316 | 326 | 325 | 315 | 327 |
| Interest expense | 62 | 68 | 70 | 106 | 139 | 130 | 124 | 129 | 132 | 127 | 121 | 124 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −32 |
| Income before tax | 37 | 40 | 43 | −21 | 65 | 63 | 92 | 102 | 102 | 112 | 110 | 106 |
| Income tax expense | 9 | 12 | 11 | −10 | 19 | 14 | 28 | 30 | 30 | 29 | 31 | 28 |
| Net income from continuing operations | 29 | 27 | 32 | −11 | 46 | 49 | 64 | 72 | 72 | 83 | 79 | 78 |
| Net income | 29 | 27 | 32 | −11 | 46 | 49 | 64 | 72 | 72 | 83 | 79 | 78 |
| EPS, basic | $0.38 | $0.36 | $0.43 | −$0.11 | $0.36 | $0.37 | $0.49 | $0.55 | $0.55 | $0.64 | $0.61 | $0.60 |
| EPS, diluted | $0.38 | $0.36 | $0.43 | −$0.11 | $0.36 | $0.37 | $0.49 | $0.55 | $0.55 | $0.64 | $0.61 | $0.60 |
| Weighted average shares, basic | 75 | 75 | 75 | 103 | 130 | 130 | 130 | 130 | 130 | 131 | 131 | 130 |
| Weighted average shares, diluted | 75 | 75 | 75 | 103 | 130 | 130 | 130 | 130 | 130 | 131 | 131 | 130 |
| EBITDA | 43 | 45 | 48 | −8 | 85 | 79 | 109 | 119 | 118 | 128 | 126 | 115 |
| Depreciation & amortization | 6 | 5 | 5 | 13 | 20 | 16 | 17 | 17 | 16 | 16 | 15 | 9 |
| EBIT | 37 | 40 | 43 | −21 | 65 | 63 | 92 | 102 | 102 | 112 | 110 | 106 |