PMTS · NASDAQ · Financial - Credit Services

CPI Card Group (PMTS)

Provides secure cards, prepaid packaging, instant issuance, and digital provisioning for U.S. payment programs.

$24.55
vs last close−0.40 (−1.60%)
Loading prices…

CPI Card Group Inc.PMTS
Financial sector

Sells debit, credit, and prepaid card issuance services to U.S. financial institutions, processors, fintechs, and prepaid program managers. The business combines secure card production, personalization, fulfillment, Card@Once instant issuance, eco-focused materials, and newer integrated paytech services.

Builds and personalizes debit, credit, and prepaid payment cards for U.S. financial institutions, processors, fintechs, and prepaid program managers. Current reporting is organized around Secure Card Solutions, Prepaid Solutions, and Integrated Paytech.

Card@Once adds SaaS-based instant issuance for in-branch, on-demand cards, with digital push provisioning into mobile wallets. Eco-focused Earth Elements cards and Arroweye's on-demand personalization broaden the physical-card and fulfillment portfolio.

Execution depends on secure manufacturing, payment-card expertise, customer service, and compliance with payment-network and PCI data-security requirements. Order timing, material and labor costs, tariffs, competition, and customer inventory practices shape reported results.

Company facts

CEOJohn Lowe
ListedOct 9, 2015
ExchangeNASDAQ
HeadquartersLittleton, CO
CountryUnited States
Employees1,700
CIK0001641614
ISINUS12634H2004

Market cap$286.3M
EPS (ttm)$1.15
P/E (ttm)21.70
ROE
P/B
P/S0.4875
Dividend yieldDiv yield
Beta1.22vs XLF 0.27

Price target$32.00+28.3%Average of 11 analysts
ConsensusBuy6 of 11 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Aug 11, 2026Roth CapitalReiterate
Rating: Target: $25
Rating: BuyTarget: $32
Aug 11, 2026DA DavidsonReiterate
Rating: Target: $30
Rating: BuyTarget: $34
May 6, 2026Lake StreetTarget
Target: $25
Target: $27
May 5, 2026Roth CapitalTarget
Target: $30
Target: $25
Nov 5, 2025Lake StreetReiterate
Rating: Target:
Rating: BuyTarget: $25

Next report
Nov 3, 26
in 41 days
EPS estimate
$0.84
Revenue estimate
$149.7M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Mar '25May '25Aug '25Nov '25Mar '26May '26Aug '26Nov '26
Reported$0.57$0.40$0.04$0.47$0.77$0.38$0.43Pending
Estimate$0.52$0.56$0.56$0.63$0.50$0.24$0.46$0.84
Surprise+9.6%−28.6%−92.9%−25.4%+54.0%+58.3%−6.7%

RevenueReportedEstimate

Mar '25May '25Aug '25Nov '25Mar '26May '26Aug '26Nov '26
Reported$125.1M$122.8M$129.8M$138.0M$153.1M$147.1M$149.2MPending
Estimate$120.5M$120.9M$133.0M$140.6M$145.2M$134.7M$143.9M$149.7M
Surprise+3.8%+1.5%−2.4%−1.9%+5.4%+9.2%+3.7%
Estimate$0.84
ReportedDue Nov 3, 2026
Estimate$149.7M
ReportedDue Nov 3, 2026
View details

Current ratio208.70%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$124.8M$125.1M$122.8M$129.8M$138.0M$153.1M$147.1M$149.2M
Net income$1.3M$6.8M$4.8M$518.0K$2.3M$7.4M$2.1M$2.0M
Net margin1.0%5.4%3.9%0.4%1.7%4.8%1.4%1.4%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$17.8M$15.9M$14.1M$9.4M$13.0M$18.3M$11.0M$11.9M
YoY growth+37.3%+51.2%−0.3%−36.8%−26.9%+14.8%−22.1%+25.9%

Balance sheet, Jun 30, 2026Cash & short-term investments $21.4M · Total debt $275.2M · Total assets $390.4M · Shareholders' equity −$11.5M

Revenue
$149.2M
Operating income
$11.9M
Net income
$2.0M
View details

No dividends on record.

Institutions25.90%2.99M shares
80 holders · as of Jun 30, 2026
Insiders5.70%656.9K shares
18 holders · as of Sep 14, 2026
Strategic holders42.30%4.88M shares
2 holders · as of Sep 15, 2026
Other26.10%3.01M shares
remainder

11.53M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Tricor Pacific Capital Inc.Strategic
23.42%2.70Mfiled Sep 15, 2026
Tricor PMT25 Holdings Inc.1Strategic10 percent owner
18.87%2.18Mfiled Sep 14, 2026
BlackRock, Inc.Institution
4.48%516,403as of Jun 30, 2026
Pacific Ridge Capital Partners, LLCInstitution
4.40%507,681as of Jun 30, 2026
H. Sanford RileyInsiderdirector, other: Non-Executive Chairman
2.45%282,632filed Sep 14, 2026
  1. Tricor PMT25 Holdings Inc. reports a block also reported by Tricor Pacific Capital Inc.; it is counted once, under Tricor Pacific Capital Inc.

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Sep 14, 2026Equity ULC Parallel4910 percent owner−2,687,921$20.43
Sep 14, 2026Tricor PMT25 Holdings Inc.10 percent owner+525,000$21.50
Sep 14, 2026H. Sanford Rileydirector, other: Non-Executive Chairman+13,953$21.50
Sep 14, 2026Nicholas Petersdirector+11,628$21.50
Sep 14, 2026Ravi Malleladirector+1,000$21.50
View details

  • GPGI

    Direct peer in premium secure card manufacturing

  • Fiserv

    Card issuing, processing, and instant-issuance overlap

  • FIS

    Issuer-processing scale overlaps digital card infrastructure

  • Smurfit Westrock

    Prepaid/card packaging overlap through WestRock roots

Compare

CompanyPriceChange
CPI Card Group$24.55−1.60%$286.3M21.76.90.5+15.0%
GPGI$12.16−3.49%$3.65B11.1+295.7%
Fiserv$45.74−0.78%$24.58B8.86.21.2−10.0%
FIS$34.82−0.40%$18.08B5.45.41.5+29.1%
Smurfit Westrock$46.87+0.90%$24.36B49.415.90.8+1.7%
Median8.88.71.2+15.4%