Radian Group (RDN)
Insures U.S. home loans and global commercial risks through Lloyd’s.
$34.64
vs last close−0.05 (−0.14%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 313 | 326 | 319 | 321 | 320 | 317 | 318 | 318 | 311 | 301 | 466 | 575 |
| Cost of revenue | 8 | 19 | 9 | 14 | 23 | 17 | 30 | 28 | 25 | 13 | 108 | 195 |
| Gross profit | 305 | 307 | 310 | 307 | 297 | 300 | 287 | 290 | 286 | 288 | 358 | 380 |
| 104 | 127 | 112 | 119 | 83 | 111 | 99 | 115 | 87 | 87 | 185 | 229 | |
| 0 | 0 | 0 | 0 | 70 | 0 | 0 | 0 | 70 | 87 | 0 | 0 | |
| General & administrative | 0 | 0 | 0 | 0 | 70 | 0 | 0 | 0 | 70 | 87 | 0 | 0 |
| Other expenses | 104 | 127 | 112 | 119 | 12 | 111 | 99 | 115 | 17 | 0 | 185 | 229 |
| Operating income | 201 | 180 | 199 | 188 | 214 | 189 | 188 | 175 | 199 | 201 | 174 | 151 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 63 | 0 | 0 |
| Interest expense | 23 | 21 | 25 | 27 | 22 | 23 | 22 | 26 | 17 | 0 | 21 | 22 |
| Other non-operating income | −23 | −21 | −25 | −27 | −22 | −23 | −22 | −26 | −17 | 0 | −21 | −22 |
| Income before tax | 201 | 180 | 199 | 188 | 214 | 189 | 188 | 175 | 199 | 201 | 174 | 151 |
| Income tax expense | 44 | 37 | 46 | 36 | 48 | 41 | 44 | 33 | 46 | 42 | 44 | 32 |
| Net income from continuing operations | 157 | 143 | 152 | 152 | 167 | 148 | 145 | 142 | 153 | 159 | 129 | 118 |
| Discontinued operations | 0 | 0 | 0 | 0 | −15 | 0 | 0 | 0 | −11 | −4 | −5 | −2 |
| Net income | 157 | 143 | 152 | 152 | 152 | 148 | 145 | 142 | 141 | 155 | 124 | 116 |
| EPS, basic | $0.99 | $0.92 | $0.99 | $0.99 | $1.00 | $0.99 | $0.99 | $1.03 | $1.04 | $1.15 | $0.91 | $0.86 |
| EPS, diluted | $0.98 | $0.91 | $0.98 | $0.98 | $0.99 | $0.98 | $0.98 | $1.02 | $1.03 | $1.15 | $0.90 | $0.85 |
| Weighted average shares, basic | 158 | 155 | 154 | 153 | 152 | 150 | 146 | 137 | 137 | 138 | 137 | 135 |
| Weighted average shares, diluted | 160 | 157 | 156 | 154 | 153 | 152 | 148 | 138 | 138 | 138 | 138 | 136 |
| EBITDA | 239 | 202 | 238 | 235 | 249 | 237 | 225 | 228 | 218 | 201 | 198 | 179 |
| Depreciation & amortization | 15 | 1 | 14 | 20 | 12 | 26 | 14 | 27 | 3 | 0 | 4 | 6 |
| EBIT | 224 | 200 | 223 | 215 | 236 | 212 | 211 | 201 | 216 | 201 | 194 | 173 |